I'll try to keep this short, but here's the deal. We are planning a cruise for May 2014. I've decided to use a TA for the onboard credit. He told me (and I've seen on other TA sites) that as long as I pay for my cruise with my Disney Visa, I can recieve an extra $50 OBC. Today I called Disney Visa and asked them if we still qualify for the 6 months no interest on the cruise, even though we booked through a TA. I also asked if we would qualify for the 2% for rewards (as opposed to the 1%) since it was for a Disney Cruise. The man at Disney Visa told me that since we booked through a TA we would NOT qualify for the 2% or the 6 months no interest or the $50 OBC. The deposit is still pending on my credit card, so I'm unable to look into it more at this point, but I was wondering what everyone elses experiance was with this. The pending charge on my card says "disney worldwide service" so I would assume I would still get all the perks for booking a Disney vacation on my Disney Visa. Any thoughts?