I was wondering if anyone who has ever had to cancel a cruise, had Disney insurance was able to apply that cruise credit to an exisiting cruise or if you had to make a new cruise booking to use that credit. Our situation: We have a cruise booked in October with Disney insurance added. We also have a cruise booked next year for Alaska. Grandparent isn't doing well and we are fearful that she may not make it over the next few months. If we had to cancel due to her death would Disney insurance cover this? She has ALS and it is proressing quickly. If we weren't covered by Disney's insurance company I understand that you get a cruise credit for the trip. If so, can I apply that credit to our existing reservation on the Alaska cruise.