Keep in mind that regular dining plan is a lot of food -- a quick service meal with a (often not good) dessert could be a burger, substantial order of fries, drink and a brownie. Then for table service you could have steak, vegetable, drink and cheesecake (plus many places bring out bread). Alternatively, you could go to one of several all-you-can-eat buffets, including the character meals, 'Ohana, etc. If you eat all character meals or higher priced buffets for your table service meal you'll probably save money. If you don't you probably won't unless you order the highest priced foods. It is nice to have food prepaid. And keep in mind your snack credit could be something fairly substantial for breakfast. I think the price though is closer to $55 a person. There's a good post at easywdw.com discussing if the dining plan is "worth it."