We just puchased 180 pts SSR this week & are very excited. We wanted to purchase more but decided on 180. We took the 180 developers points, they can be used anywhere but SSR between now & 9/30/05. We've decided to use those points for next summer, doing a few days @ HH & WDW in Sept. We are going to bank 05 into 06. That's where the number fun came in, we figured if each year we use our banked points 1st & then borrow just enough of the current year to equal 210, then bank the current year balance into the next, we could have 210 points up until 2011 or 220 points until 2009. I'm really glad we took the developers points, $85 per point was very tempting, but the dev. points are allowing us to bank our first year & continue to bank each year. We may use more, we may use less, but this way we can see just how many points we would like to have & add-on later. I just hope I understand what I'm doing & I don't have it all figured wrong - sometimes that blonde sinks in a little too deep in the brain.