This is going to be a long one - when you decided to buy into the DVC what was your main concerns? After you joined which ones did you feel were most valid? And if you can narrow it down to just one what is the "best" thing for your family about owning a part of the Disney Magic. One last question - at what point in your life were you when you bought in? (Before children, after children, after children were grown, etc) Thanks for any input you can give me....I am really wanting to do this and the incentive makes me want to do it now but I want to be completely educated and make sure it is the best thing for me.