natale1980
"When it comes to havoc, nobody wreaks like me!"..
- Joined
- May 2, 2004
So I am hoping to get a second opinion.
We are going to put our tax refund towards our debt. But should we pay it toward a credit card (right now the min payment is $100) or should we put it toward the car payment (payment is $350). We have another 11 months on the car loan - So I was thinking our tax refund will take that down to about 5-6 months. Less if we continue to pay more then the minimum.
OR is it better to pay off a credit card?
What do you think?
We are going to be applying for a home loan this spring. What one will help our credit score more. We don't really 'NEED' help - we have clean credit... but in this economy I am hearing that you need almost PERFECT credit to get a home loan.
-nat
We are going to put our tax refund towards our debt. But should we pay it toward a credit card (right now the min payment is $100) or should we put it toward the car payment (payment is $350). We have another 11 months on the car loan - So I was thinking our tax refund will take that down to about 5-6 months. Less if we continue to pay more then the minimum.
OR is it better to pay off a credit card?
What do you think?
We are going to be applying for a home loan this spring. What one will help our credit score more. We don't really 'NEED' help - we have clean credit... but in this economy I am hearing that you need almost PERFECT credit to get a home loan.
-nat