We are considering purchasing DVC direct. I know if we purchase resell, it is cheaper, we can't use the points for cruises, other RCI resorts, or adventures (not that we would do adventures anyway). It can also take a lot longer to purchase them resell and Disney could swing in and buy them first. What am I missing here? It seems like there are a lot of restrictions on resell and less stress with direct (but more cost). We would get either 160 or 200 points now and then another 160 or 200 in Dec. What do the experts here say? I know there is a lot of debate, but I'm wondering pros and cons for both ways. Thanks!