I own 150 points at VGF. First trip is this december. Since I could probably live at the world and be totally happy, I except addonitis to hit. I could see adding on maybe 25-50 points at VGF, but my question is about other resorts. I can see getting interests in VWL, BCV, and OKW. Now if I were to go with smaller contracts, can I combine a 50 point resale contract, and one bought direct at a later date, or vice versa? (not sure that I would do this, but want to know if is is an option) I assume to buy resale to add on to one bought direct I would need the right use year. Also, how does transferring points work? If I buy at say VWL(either resale or direct) can I transfer those points to VGF, or vice versa. Does that affect the 7/11 month aspects?