I was in a rollover accident 2 weeks ago. Thankfully I came out of it with only some huge bruises and various aches and pains, nothing too serious. It was totally the other car's fault. They pulled out right in front of me and they received a ticket. Their insurance company is accepting liability. My 9 month old Highlander was totaled. Unfortunately the value per the insurance company is about $4000 less than what I paid for it. My insurance company said to ask the other company for reimbursement for the things that were broken in my car like my laptop, mp3 player and various other small items. I've never been in an accident before and am unsure about everything I am entitled to. The other insurance company did say they would give me 1 day's pay for pain and suffering for the one day I missed work. I haven't talked to them since the first time the day after the accident but they did say they would talk to me in 2 weeks so I am not concerned about that. My biggest concern is the $4000 I am losing in the value of the car. My last car I had for almost 11 years so I normally don't care about the depreciation of new vehicles once they are driven off the lot since I keep them for a long time. I think that I am entitled to getting reimbursed some if not all of this value. What words of advice can you give me in negotiating with this other insurance company?