We are shopping around for a new car insurance carrier. We have used the same carrier for 15 years, carrying multiple coverages including life and house. For various reasons we will no longer be using this company for other insurances, and the auto rate quoted now seems rather high. I am looking for your experience with companies. I am intriguied by the low cost car insurance companies, but I am concerned about having hassles if we ever need to use the insurance. What is your experience? Do the cheaper companies provide just as good service? Do you have a tried and true company you swear by for car insurance? BTW we do have clean records with no accidents or tickets in the last 10 years, and while we do not currently have teen drivers, our boys are 14 and 13 and so that will be in our not so distant future. Any and all feedback and experience are welcome - thank you!