I'm just curious to know what a good rate is for car insurance. We have Geico - we pay $112 per month. We have been lowering all possible expenses - satellite, phone, cell phones etc. and wondering if we are getting a good rate or not. I am 32, dh is 38, never been at fault in an accident and haven't had a claim since 1997. Any advice? Can we do better? Did I give you enough info? Oh, we have $250 deductibles, 2003 Chevy Venture and 1998 Honda CRV.