Just wanted to verify everything before we book for next October in a few months... If I book October 2014 with a September UY (no 2013 points involved, all 2014)... I could cancel 31+ days out and all of my points will go back into their current year to be used by the end of August 2015. OR I can bank them by the end of April 2015. Typing that feels weird - hopefully someone understands what I'm asking lol. Basically, my DH will be trying to get into a pretty competitive program that would start in August - we won't know if he's in until July or so. If he doesn't get in or they allow some leeway we are hoping for an October 2014 trip. I just don't want to book it and possibly lose the points, but I think we'd be okay since it's so early in the UY, yes?