I am curious if you have charging privledges on your room key, is it possible to "pay out of pocket" for a table service breakfast or do all food items on the key get charged to the plan no matter what? I am still debating as to whether or not to use the plan. We generally eat TS for both breakfast and dinner. Then share a CS meal during the day for lunch. As I've been going through menus, we'll either break even or save just a bit, using the plan for dinner, CS, and snacks. We tend to charge everything to the room and I would like to be able to apply my rewards card balance to our room charges towards the end of our vacation. As I'm typing, I think I answered my own question. I can just charge the TS breakfast to the rewards card. I figured I would send the question to the list just in case anyone else was wondering about the same thing. Thanks for reading my ramblings!