Okay, I do not go to WDW every year and I like the idea of having my vacation lodging paid for in advance...here's what I am thinking about. I own vacation homes in the Caribbean that I have put up for sale because, believe it or not, I am tired of going there after 25 trips. Plus, I own them so I pay all the expenses and rent them out through a management company when I am not there. They have not paid for themselves in 12 years. They do not lose money. I make about $10,000 per year. I have been travelling more to other destinations and tend to go to a Disney resort every two years. I feel if I purchase direct from Disney, I will have enough flexibility to choose a new destination every other year and my home resort the opposite years. However, Disney is not very forthcoming with the number of points necessary for Europe or Tokyo Disney point requirements. Yes...it is way cheaper to buy DVC in the secondary market but for my purposes, I am substituting a vacation home for access to other worldwide destinations and can only do this if I buy from Disney directly. Unfortunately for me, BCV would be the DVC option I would choose over any other because of location. The direct from Disney options do not include this as they are all sold and in the resale market only. I do realize that Disney DVC sales is exactly what one would expect from a "time share sales team". However, will they really tell me how many points I have to have to go to Europe? The website is so purposely vague. I have the ability financially and otherwise to wait. However, opinions from those who have used the amenities of buying direct from Disney would be appreciated.