Here's the dilemma - DH is currently between jobs. He starts a new job in 2 weeks. We planned for this and have just enough cash to get by until he gets his first check in 6 weeks. We are also trying to do the Dave Ramsey plan. We have an Emergency Fund of $500 and we are trying to pay off all of our debts. On Friday we noticed our 6 year old Kenmore side by side is not keeping things cold. The refrigerator side is up to about 50 degrees. The freezer side is working okay for now. We have an upright stand alone freezer so we put all meats in that one and left veggies and such in the freezer that's questionable. We troubleshooted online and couldn't fix it. Called several places for repair quotes and it will be at least $200 with no guarantees it can be fixed. It feels like throwing good money after bad. I hate the side by side models and I never should have bought it. Just happened to be at Home Depot for something else and saw on clearance the exact fridge I want normally $2800 with clearance and a 10% coupon would be $1350 + tax, free delivery. I am trying to be good and not spend money we don't have. Do I take money from our emergency fund to pay for repair and have less than $200 for the next six weeks? Or do I use Home Depots 12 months 0% interest to get a good deal on the fridge I want? 90% sure I can pay it off before 12 months.