If I borrow points from next year, then cancel the reservation I made the borrowed points with, MS said they don't go back into the use year I borrowed them from. However, they're good for any reservation this year. So if I borrow points from the next use year so that I can make a reservation at BCV at 11 months out, then I have to cancel the reservation (more than the 31 days in advance), can I still use the points for any other reservation this year at any DVC resort as long as I'm no more than 7 months out? Specifically, I may have to borrow points for the early part of December. However, if DH can get Thanksgiving week off (which he'll know soon), we'll go to HHI then, and I'll have to cancel BCV. Can I use the points I borrowed for BCV, but canceled, at HHI. I know-some people probably think I'm crazy to go to HHI over BCV-story for another day.