Hey DISers, I need some info on something I should probably already know but I always book when a discount is out I'm planning on heading back to Disney for the first week of Dec (WL CL) with either the visa GP room discount, AP discount, or partial Bounceback from my July GF trip. I want go use the Target debit for an extra 10% in a few months. I'm growing slightly concerned with availability after reading some others posts. Would there be a benefit to booking now and then applying discounts later when released? How much if a down payment is required today and could I pay the whole trip with gift cards anyway later on and have my credit card refunded whatever the down payment is ? Thanks so much!!