Is is better to buy where the contract has the most life or to buy where you want to stay most? It seems like if you have the flexibililty to vacation durning off peak times where the 7 month window requirement wouldn't matter as much then it would be smarter to buy the longest contract life possible...unless buying into shorter contracts are cheaper. INTERESTING THOUGHT: hmm, that brings another thought to mind. If you think that once the kids are grown you would be less likely to vaca at disney in say 15 - 20 years, would it make sense to buy a shorter contract if it's cheaper? Like say at Vero Beach for $75 per point for 160 point min, buy. If points can be used the same at any of the DVC locations wouldn't that be a cost efective way to go?