Benefits of a Disney Rewards Card????

Discussion in 'Budget Board' started by bnd1218, Jul 11, 2006.

  1. bnd1218

    bnd1218 I Love Minnie!

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    We have some friends who just went to WDW and paid for their trip with the Disney rewards card. We are going in Dec., and she asked me if we were paying with this card, and I said "no" because I had never heard of it before, and we were planning on just paying for it outright. Anyway, could anyone tell me what the benefits of this card would be? We are not comfortable with credit card debt and would pay it off right after, but if we get discounts or benefits worth having we may go that route. What do you think? Also, has anyone put their entire vacation on the card? Thanks! :wave2:
     
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  3. Glendamax

    Glendamax <font color=blue>LOVES Old English Roses china at

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    I just got one last year. Basically 1% of your purchases from your Disney Visa adds up to Disney Dollars. I have put large purchases, and trips on this only if I know I have the money to pay it off so I can get the points. I believe they still give you 0% interest for the first year.

    So check it out. I think its worth it.
     
  4. bnd1218

    bnd1218 I Love Minnie!

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    Thanks! One more question - we will have to pay for our trip in November, so will we be able to "cash out" the disney dollars on our vacation in December? How does that work?
     
  5. Glendamax

    Glendamax <font color=blue>LOVES Old English Roses china at

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    Yes you will. You will have to have at least 20 points, and call them about 2 weeks before you leave to get it in time. But give them a call, better to get the info straight from them - in case I'm wrong about something. I think the site is chase . com / visa - without the spaces. If that's wrong, go to the Disney site.
     
  6. DeterminedOne

    DeterminedOne <img src=http://www.wdwinfo.com/photopost/data/500

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    I don't know how much your Disney trip costs, but I'm sure it's in the thousands. For that reason alone you should use a credit card to pay in case something happens, charges can be disputed. This is not a plug for Disney Visa (although, it's the only card we use :) ) but something to consider when shelling out big $$.
     
  7. tkd lisa

    tkd lisa <font color=blue>I didn't make the Osborne Lights

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    Chase typically runs a promotion where it's 0% interest on Disney trips for something like 6 months. So you can basically use their money for free during that timeframe. Add to that the 1% reward and it makes very good financial sense to charge your trip. Of course, this only makes sense if you don't actually accrue interest (in other words, you have to pay it off before the interest comes due).

    In order to have your rewards available on your trip, you have to actually get your reward card. They advertise something like 10 days for getting this card initially. You have to start with at least 20 reward dollars, then you can transfer in increments of 10 (I think). Your dollars are available based on your billing cycle. So in order to have the reward dollars from the actual trip available, you'd have to charge the trip the month before you actually leave, then request the rewards card immediately after the billing cycle. If you get another billing cycle close before you leave, you can transfer those dollars to the card you already have via the web or by calling them. One last option is that you can pick up a rewards card at guest services in DTD (it's near Giardelli's). That could save you from spending a "rush" charge if your billing cycle and trip dates don't allow for the normal shipping of the card.

    If you buy this as a package, you have to make payment something like 6 weeks before the date of the trip anyway. So all this should work out. And finally, remember that once you've gotten a rewards card and transferred reward $ to it, there is an experation date on those dollars. I got my card in February of this year, and the dollars expire December of 2007. So if you've got a lot of reward dollars, (more than you'd spend) don't move them all over to the card. The expiration only applies to dollars that are actually on the card.

    If you're still confused, you might hop over to the budget board. There are lots of Disney visa reward experts over there.
     
  8. beeayekay

    beeayekay searching for my niche........

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    Just got a Disney Chase VIsa to pay for the Segway and Backstage Magic Tours. When booked with the Disney card, you get a 20% discount. I also received 0% interest for a year and a $40 credit on my bill. Great deal on those tours!
     
  9. thinkerbell

    thinkerbell DIS Veteran

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    You also get a discount (can't remember how much) at World of Disney in DD. You don't actually have to use the card to get the discount, just show it to them--but, you can put all that you spend while you are at Disney on the card and then just pay it off when you get home and then you have more disney dollars for the next trip.

    And, as beeayekay said you get discounts on the behind the scenes tours. We received 20% off the KTTK tour at MK. That was the biggest discount that they offered. I think AAA card was 15% and the AP got something off too but not as much as the credit card.
     
  10. Wigit12

    Wigit12 <a href="http://www.wdwinfo.com/dis-sponsor/" targ

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    There's also a special meet & greet area in Epcot just for Chase Disney Visa holders. You get a free picture (5x7 I think). There was only a 5 minute wait when we did it and they took a lot of pictures for us with our camera. It was great!!
    It was Mickey, Minnie, Pluto and Goofy when we were there.
     
  11. Cinderumbrella

    Cinderumbrella Wench

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    We are thinking about getting one of these since our regular mastercard is just a boring no annual fee does nothing for us kind of card (We are Discover people ;) ). What types of promotions do they offer when you first open the card?
     
  12. SLDL

    SLDL DIS Veteran

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    Where is the picture in Epcot? Are all the characters there at one time? And I'm assuming they mail the picture to you??

    Also, in DTD, do you just show them the card? I had an insert in my bill a few months ago about a discount, but I forgot to save it. I was thinking I'd have to have that.

    One more ?...when you get all your points transferred to a card, use that card and accrue more points, then call to get more points transferred on that same card, how long does that take? Is it immediate?? Thanks so much!!
     
  13. ceecee

    ceecee DIS Veteran

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    Yes, you have one card and the rewards points are transferred to it.
    Epcot has characters of their choice...we got Mickey, Goofy and Pluto, you pick up the photo before you leave the park (it is a 5x7).
    DD offers a 10% discount at the Disney Store there, we just showed our card, it pays for the tax!
     
  14. jenr812

    jenr812 <font color=deeppink>I'm wondering how outta hand

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    The character meet and greet expires 9/30/06 (coincides with the Happiest Celebration end). I am really hoping they'll extend it or make a similar offer though - that promotion began the day we LEFT WDW last year (7/8/05) and will end before we get back (5/24/07).

    There are several threads on the budget board with links where you can get $25-$50 in reward dollars just for using the card once. Do a search to find them :) I'm in the middle of cooking dinner and am about to sign off or I'd look for you.

    If you want to take advantage of the 6 months no interest option for your trip, you have to charge the whole trip to the card (not at the same time though). So if you've already paid the deposit you can't get the 6 months no interest offer. However it is still worth it to charge it to get the reward dollars. You can make an extra $20-50 disney dollars to spend just by charging the package price and then paying it off right away, depending on the cost of your trip (not including any special incentives for signing up!) Not too shabby. :)
     
  15. ICF

    ICF DIS Veteran

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    There's a concept.....as usually there are 2-3 threads on the 1st page every day asking about this card!!!
     
  16. bnd1218

    bnd1218 I Love Minnie!

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    That was rude. I and many others are new to this website and appreciate all of the help people give with questions (which to quote "there's a concept", since that is what this website is for - helping each other with questions). Think what you want, but keep your sarcastic comments to yourself.

    And to all of the others who have replied - THANK YOU - your information has been very helpful!
     
  17. tmt martins

    tmt martins DIS Veteran<br><font color=orange>Uses <strike>her

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    Don't worry and the Search hasn't been working lately anyhow .

    1st I use my DV for everything that takes it and was paying it off everymonth .But with 3 trips and DVC I'm a bit behind ( it will take me a few more months to get it back to a 0 Balance.

    I enjoy seeing the Disney every time I wip it out it puts me in the Disney mood.

    I don't really do it for the 1% back ( but the $400 helped with this trip ) .I enjoy all the other perks that go with it. They change offend but most are things I would be doing anyhow.

    Get it use it and enjoy
     
  18. ICF

    ICF DIS Veteran

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    That comment may have been rude, but I'll comment whatever I want...thank you very much.

    It also doesn't change the fact that I would guess that at least a couple of threads are posted everyday asking about this card and they are usually the same questions day after day.
     
  19. Chickysmom

    Chickysmom Sadly....tagless

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  20. aquaticmom

    aquaticmom Go Pens!

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    Most of us here at DIS are more than happy to answer any question for new Dis members as well as "old" Dis members, without being rude and proud of it. :sad2: Welcome to DIS and please continue to ask your questions as most of your responses will be kind ones. :wave:
     
  21. Glendamax

    Glendamax <font color=blue>LOVES Old English Roses china at

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    Same here! Hope we were able to give you some help! And remember, when you get a chance, go to the source. Policies change so often, and I wouldn't want you to get any "expired" info from us. :wave2:

    -G
     

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