I have looked over websites and read some books but still have a hard time grasping how to enter the world of investing. I'm 30, been married three years and have a 10 month old. We both have 401ks but very little savings and are looking at getting a home of our own in the future. We are trying to cut our costs and save more and I know I need to start an IRA as soon as possible. I have not found anybody or anywhere that has said, "Here is where you start investing and this is who to go to." I'm hoping some of you that are much more experienced in these matters could lend a hand. We're looking at building an emergency fund first, then retirement, along with college savings for our DD, saving up for a house, and I would like to invest a small amount(below 2000 or lower) in the market to help with the house issue. Could anyone lend some helpful advice please?