I have an opportunity to buy in at a small discount as my daughter is in the College Internship Program. I am considering buying 400 pts at AKV. I have just a few brief questions: Salesperson told me how much I would be giving up by buying resale points. He said I would give up all "exchange" rights. Is that true? Can anyone summarize the difference between buying from Dis vs. resale? Where can I find the point "cost" of non-resort stays such as cruises, Adventures by Disney, etc? The only "incentive" he offered was the 2013 points at purchase and then a February use year. Is this really much of an incentive? Should I ask for more? There seems to be a school of thought that smaller contracts are easier to resell in the future. I have crunched the numbers and the cost is virtually identical. Should I do 4X100 point contracts? 2X200 point contracts? 1X400 point contract? Any help you can give me is much appreciated! Can't wait to hear "Welcome Home" for the first time!