I am the kind of person that wants to be immersed in the whole Disney experience from Magical Express to the dining plan. I shy away from off property hotels in WDW. We have always stayed in the MK area but after our last trip we think we are ready to try an Epcot area hotel (we seem to visit Epcot & HS the most). We fell head over heels in love with the BC while dining and touring there. That being said we were impressed with the swan while going through the hotel on the way to the ferry boats. Both were very nice. The BC obviously has the benefits of staying on property. The Swan/Dolphin has some Disney benefits but the price is very nice (esp considering we could get the educator discount). I work very hard to pay for vacations so (although saving money is wonderful) money is not the only deciding factor in my decision. Is the money saved from staying at the swan as beneficial as losing all the benefits of a Disney resort?