We bought a small addon at VWL and made ressies in a studio for Dec. 26- Jan. 2. This ressie used 03 banked points, 04 points and some borrowed points from 05. We may have to cancel these ressies now so I have a few questions...UY is Dec by the way... 1. What will happen to the 03 banked points? Are they still banked and usable until the end of 04 UY? 2. Can the borrowed points be returned to their original UY if the ressie is canceled? Thanks!