We are new at this, so bear with me.... So .. we earned 270 extra points for signing up with DVC back in November. We can only use them with RCI or Saratoga Springs. Unfortunately we cannot make it to Disney before the expiration date, Oct 1. I tried planning a beach getaway this summer and well.. so is everyone else. The lady at RCI told me we could bank our points with them and they would in turn last until December 2011. The only drawback is we cannot use them at Saratoga Springs... which is fine.. because we can't make it there before October anyways. Has anyone done this? It is the right thing to do, right? Thanks!