Hubby and I are going to buy into DVC at BCV sometime before June hopefully, as a first year Wedding Anniversary gift to ourselves... Have a question about banking.... We are 24 years old - both of us, married last year, no kids yet, so we're planning to get a lot of our points the first few years we have it... but when we start having children eventually, I am wondering how much we'll be able to "get away" to use 150+ points with DVC a year when kids are super young... can I bank the majority of those points? And will they roll over year to year? Or do I have to continue to bank them? Whats the most points I can have banked? Is there a limit? There's the life story - I'm just asking- it's not set in stone that we won't vacation with the "little-uns", I'm hoping we will...but want to know what my options are ... Thank you, wondeful DVC people. We're almost neighbors.