I'm trying to decide on the best way to pay for our purchases/meals while at WDW. I haven't been in 10 years, and the last time was with my parents - so they covered all the big things, and I just had to have my spending money... Obviously this time I'm footing the bill, so I'm trying to decide the best (and cheapest) way to cover my expenses (room and flights are already paid for). Easiest would be to put everything on credit - but then you have the 2-3% increase on the rate of exchange which they add on, and you are getting it at that days rate of exchange, which could go either way. I've never used my ATM card in the states. My friend said that it works different there, and there have been cases where the Canadian account gets frozen while they "verify" the account has the correct amount, which can take a week or more... I'm skeptical that this is true - but she assures me this happened to a friend.... Anyone have any problems using ATM's in the states? What kind of fees do you get charged? I've also never used Travellers Cheques - my parents considered them too much hassel... I plan on charging almost everything back to the room, in which case the front desk should accept travellers cheques correct? What kind of fees are associated with Travellers Cheques? Do you get them at the actual rate of exchange, or do they also tack on a couple of percent for themselves? The other alternative is cash - probably the easiest in terms of keeping on budget, and probably the cheapest since I can watch the rates and buy when the dollar is high, but carries the obvious risks... So what do you do?