Any help on travel insurance

Discussion in 'Disney World Tips' started by M Roberts, Jul 8, 2007.

  1. M Roberts

    M Roberts Proud Member of Red Sox and Patriot Nation

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    I've seen many types of insurance. Which one has the best coverage for the lowest price?
     
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  3. CapeCod53

    CapeCod53 Mouseketeer

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    I think it depends upon the details of your trip. We are traveling during hurricane season & booked airfare separately from the WDW package. Disney insurance was very expensive ($60/adult) & wd not have covered the airfare. I went to ************.com. & for $75 total for 3 adults insured total airfare & WDW deposits. You can look at the details of each policy (each company will offer several levels of insurance) & then select several that seem possible & compare then all together before picking one policy.
     
  4. smep013

    smep013 DVC Member

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    The past 2 years we have used AIG Travel Guard. It cost $80 this year total for my DH and me. We took an different policy this time (more coverage) so it cost a little more. Last year it was about $50 for both of us.
     
  5. M Roberts

    M Roberts Proud Member of Red Sox and Patriot Nation

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    Which one is the right one to buy? How do you tell the difference? Also, I already booked my trip a few months ago. I just need to get adequate coverage for my wife and four kids.
     
  6. smep013

    smep013 DVC Member

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    I compared the coverage of the plan Disney offered when I booked the trip to the plan I was prepared to book with TravelGuard. It is a reputable company, so felt okay with that. And then I called and asked questions. Would I be covered if this happens? Whould I be covered if that happens? And made my decision based on that. They have many different policies. And the cost is based on the cost of your trip.

    Hope that helps.
     
  7. kevin75

    kevin75 Mouseketeer

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    my fiance and i are going in december for our honeymoon. under what circumstances would travel insurance be a good idea?
     
  8. smep013

    smep013 DVC Member

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    kevin,

    We buy it because we travel during Hurricane season.

    Also, my mom is sick, so we buy it in case I have to cancel the trip because of her illness or return home once I get there.

    Most policies also cover lost and/or damaged baggage, if that is important to you.
     

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