I have another question regarding borrowing points, at the moment I have developer points and and don't get my DVC points for use year 2008 until December so I don't have any bankable points. I am booking SSR using my developer points at the 7 month window for May however I would like to try for a 1 bed villa which will require borrowing points. I am also planning on going in October and I will need to borrow points from 2009 for this. I don't want to leave booking SSR until I get my 2008 points as I can only book at SSR so don't want to end with nothing. My question is if I borrow points from my 2008 use year can I still borrow points from 2009?