I can't find the original thread now, but somebody brought up the fact that you can purchase Universal Tickets using reward points. So I just got a 3 day park-to-park pass using my Dad's points! He's always complaining that he has a ton of points that no one ever uses (yeah, I know), so it made him happy too. And the best part is - I save money on my Disney ticket too, because now I have to buy three fewer days! So thank you thank you thank you thank you to whoever gave out that particular piece of advice, and additional thank yous to all of you who've answered my questions and helped me plan.