That sounds really familiar. My husband and I didn't have kids until we'd been out of college more than a decade. Our first is Korean, our second is bio. I'm even in the Accounting field. I had about that much time off until last year when I switched firms. We also make a lot of money. We weren't huge vacation people - or Disney people - pre kids - but always enjoyed it. However, we had busy careers and money to save, and vacation took a back seat. With little kids, Disney was an easy vacation and for a number of years, it was our focus vacation. Here is what we discovered - quickly we wanted more for our kids than just Disney vacations - they've been to Mexico, the Caribbean, Europe, California, Washington DC, Hawaii - they are twelve and thirteen now. We generally take three vacations a year - one fairly local with friends, and two sort of extravagant. We only go to Disney every other year - and have for years. When the kids were younger, we did two Disney cruises on cash - which was great. But now they prefer an all inclusive in Mexico or the beach in Hawaii to a cruise. Ask them where they want to go, and my daughter wants London, Paris and Greece. My son wants Hawaii again, or Costa Rica. And that happened faster than you are projecting. Some families really are Disney families - ours really never has been. We've enjoyed our Disney vacations, but they only form a small part of our family vacation portfolio.