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Old Yesterday, 03:58 PM   #1
jerseyduke
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how much more can it go?

First: let me say that this is not meant to be a debate about financing a DVC purchase. That gets done ad nauseam.

With the news of the the up coming price increases, there is a suggestion that VGF will shoot to 180 per point,

Now using my data (150 points purchased at 150$ per point).

If I were to buy that post price increase, I would pay 4,500$ more than I payed 18 months ago.

Now, let's say I financed 20,000 of it when I first bought it for 5 years at 9% (which is only 10 percent down), amortized over 5 years means I would have paid 24,910 back on my loan (4,910 in interest) plus a down payment

That is a total difference of 410$ in price! That is it. How much can they keep going up?
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Prior to 2008 (few at the poly, few off property)
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2014 - AKL & OKW
2014 - Coronado Springs & AKV
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Old Yesterday, 04:30 PM   #2
MountainMouse
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Quote:
Originally Posted by jerseyduke View Post
First: let me say that this is not meant to be a debate about financing a DVC purchase. That gets done ad nauseam. With the news of the the up coming price increases, there is a suggestion that VGF will shoot to 180 per point, Now using my data (150 points purchased at 150$ per point). If I were to buy that post price increase, I would pay 4,500$ more than I payed 18 months ago. Now, let's say I financed 20,000 of it when I first bought it for 5 years at 9% (which is only 10 percent down), amortized over 5 years means I would have paid 24,910 back on my loan (4,910 in interest) plus a down payment That is a total difference of 410$ in price! That is it. How much can they keep going up?
Hard to tell how high they can go. 180 may not even be the limit for monorail resorts. Prices at GF, Poly, and CR are extremely high and less likely to be discounted and folks buying at VGF know what it costs to stay there without DVC and realize the discount.

I'll be interested to see what DVD does to entice folks to a higher price point once they build out the monorail resorts and build another resort further out.
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