DVC RESALES
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Old 11-22-2013, 01:54 PM   #31
Breyean
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Just to follow up on that VGF listing, the broker has changed the points details...

Quote:
ID: 1311074
Resort: Disney's Grand Floridian Resort
Points: 125
Use Year: April
Points Status: 0 2013, 222 2014 (includes 97 banked 2013 points)
Price Per Point: $150.00
Purchase Price: $18,750.00
Special Conditions: None
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Old 11-22-2013, 03:12 PM   #32
bumbershoot
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Quote:
Originally Posted by boxer View Post
The weird thing is we have never been Grand Floridian people before, and even when the guide said they had VGF, our response was 'we don't like that place'. Then we walked in..........and now I'm missing alot of money in my account!!!!
We feel the same about GF, and looking at pictures of the villas we're in love. It's why we cannot step foot inside of the villas until we know we can buy it. And, you know, not finance it this time, LOL.


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Originally Posted by JimMIA View Post
I've talked to some non-DIS DVC owners who don't even realize they bought a timeshare...
Well gosh, it's a *club*, right?

Thankfully the people I know who know about DVC (which isn't many, I'll give you that) all call it the "disney timeshare". So glad I don't actually know anyone who thinks it's not a timeshare...
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Old 11-22-2013, 04:39 PM   #33
sndral
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You don't say how long you typically stay, but if you assume you'll stay for 7 nights and play w/ the numbers and your worst case scenario which is a 1 br standard view @ 11 mo.s - here's how your numbers play out: a 1 br. sv @ VGF costs 247 points for 7 nights. You currently have 195+139 = 334 2013 points (I assume all of these are bankable) so you'll bank all these for your annual November vacation.
November 2014 vacation you'll use those 247 pts. you banked from 2013 use year - you'll have an extra 87 pts., so you may as well stay a little longer as you won't be able to bank them for your 2015 November vacation.
Meanwhile you've gotten your 2014 points on Oct. 1st, 2014, which you'll bank into 2015.
November 2015 vacation you'll use those 2014 195 points you banked, plus 52 of your 2015 points that you got in Oct. to reserve that 1 br., you'll bank the remaining 143 2015 points.
November 2016 vacation you'll use those 143 banked 2015 points plus 104 2016 points which you got in Oct. for your 1 br.. You will bank your leftover 91 2016 points.
November 2017 vacation you'll use those 91 banked 2016 points plus 156 of your 2017 points for your 1 br. and you'll bank 39 2017 points.
November 2018 vacation you'll use those 39 banked 2017 points all 195 of your 2018 points and borrow 13 of your 2019 points.
November 2019 vacation you'll use the rest of your 2019 points (182) and borrow 65 of your 2020 points.
November 2020 vacation you'll use the rest of your 2020 points (135) and borrow 117 of your 2021 points.
November 2021 vacation you'll use the rest of your 2021 points (78) and borrow 169 of your 2022 points.
At this stage - 2022 - you won't have enough to book that vacation through borrowing for a 1 br, but you'll have had 8 years of vacations in a 1 br..
All of this assuming that you never want to mix it up and stay elsewhere, or that you never snag a studio @ 11 months. So lots of vacations to enjoy before you don't have enough points for a 1 br. and skip a year (or buy more VGF resale.)
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Old 11-24-2013, 11:03 PM   #34
msp2mco
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This really isn't addressing your original question, but you may find that you prefer 1-bedrooms after having the extra space and as your kids get bigger. It's hard for us to consider a studio after the luxury of 1- and 2-bedrooms.
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Old 11-25-2013, 10:36 AM   #35
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Quote:
Originally Posted by sndral View Post
You don't say how long you typically stay, but if you assume you'll stay for 7 nights and play w/ the numbers and your worst case scenario which is a 1 br standard view @ 11 mo.s - here's how your numbers play out: a 1 br. sv @ VGF costs 247 points for 7 nights. You currently have 195+139 = 334 2013 points (I assume all of these are bankable) so you'll bank all these for your annual November vacation.
November 2014 vacation you'll use those 247 pts. you banked from 2013 use year - you'll have an extra 87 pts., so you may as well stay a little longer as you won't be able to bank them for your 2015 November vacation.
Meanwhile you've gotten your 2014 points on Oct. 1st, 2014, which you'll bank into 2015.
November 2015 vacation you'll use those 2014 195 points you banked, plus 52 of your 2015 points that you got in Oct. to reserve that 1 br., you'll bank the remaining 143 2015 points.
November 2016 vacation you'll use those 143 banked 2015 points plus 104 2016 points which you got in Oct. for your 1 br.. You will bank your leftover 91 2016 points.
November 2017 vacation you'll use those 91 banked 2016 points plus 156 of your 2017 points for your 1 br. and you'll bank 39 2017 points.
November 2018 vacation you'll use those 39 banked 2017 points all 195 of your 2018 points and borrow 13 of your 2019 points.
November 2019 vacation you'll use the rest of your 2019 points (182) and borrow 65 of your 2020 points.
November 2020 vacation you'll use the rest of your 2020 points (135) and borrow 117 of your 2021 points.
November 2021 vacation you'll use the rest of your 2021 points (78) and borrow 169 of your 2022 points.
At this stage - 2022 - you won't have enough to book that vacation through borrowing for a 1 br, but you'll have had 8 years of vacations in a 1 br..
All of this assuming that you never want to mix it up and stay elsewhere, or that you never snag a studio @ 11 months. So lots of vacations to enjoy before you don't have enough points for a 1 br. and skip a year (or buy more VGF resale.)
That is an AWESOME explanation! I never really thought about borrowing, because quite honest, I felt like I would be robbing myself of future points (and trips). We typically stay (8) nights, so I would just need to change the math a bit to make it work.

I will say we have absolutely NO issue staying in the Studios---the reason I mentioned the 1-beds, is that seems to be the only thing open when the Studios are booked up, and seemingly the last room type to get booked. This makes me feel better we can still stay at the VGF in a 1-bed (if needed) without mortgaging and losing future trips.
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Old 11-25-2013, 11:34 AM   #36
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With 2 cute little boys you are in an ideal location with better theme than BLT and a close walk to the Poly for some adult time. Enjoy!!

These forums only show a small slice of owners - obviously - some of us are reading while the rest of the owners are just enjoying their membership.
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Old 11-25-2013, 11:50 AM   #37
boxer
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Originally Posted by bakerworld View Post
With 2 cute little boys you are in an ideal location with better theme than BLT and a close walk to the Poly for some adult time. Enjoy!!

These forums only show a small slice of owners - obviously - some of us are reading while the rest of the owners are just enjoying their membership.
Thank you!! I have already decided just to keep what I own, as I really think that is where we want to stay all the time anyhow. It just is appealing to read on here about people getting points for like $65ppt, and I paid almost 3x that. I would still like to have more points, but I'll probably wait a year or so, and then buy those from resale.

Funny thing about VGF--I was joking with the boys over the weekend and told them I was thinking about selling our points to get more at a different resort. They BOTH gave me quite the earful about wanting to stay at VGF, and using those pools and monorail on our next stay. I guess I made the right decision to buy VGF, lol.
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Old 11-25-2013, 01:47 PM   #38
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Quote:
Originally Posted by boxer View Post
Thank you!! I have already decided just to keep what I own, as I really think that is where we want to stay all the time anyhow. It just is appealing to read on here about people getting points for like $65ppt, and I paid almost 3x that. I would still like to have more points, but I'll probably wait a year or so, and then buy those from resale.

Funny thing about VGF--I was joking with the boys over the weekend and told them I was thinking about selling our points to get more at a different resort. They BOTH gave me quite the earful about wanting to stay at VGF, and using those pools and monorail on our next stay. I guess I made the right decision to buy VGF, lol.
Remember you can use points at any of the DVC venues without any extra charge and try another venue. If you routinely stay 8N than why not try out another venue for 2 or 3 nights and then move back to VGF. You could save points that way. Bell Services does all the moving - you just leave in the morning after they pick everything up, go to a park and show up at VGF after a few hours and you'll be all moved in. We did that a few times when we were new. We only owned AK and BL but we usually stay at BC. We finally bought 55 pts. 55pts lets us stay overy other year for 6N.
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