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Old 10-01-2013, 02:28 PM   #31
byejou
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Originally Posted by emsmomma View Post
Is there a ATM on board? Or can you cash checks? I don't want to bring $2000 or more in cash?!?! What do you suggest?
I get $1000 (or more depending on the trip) in Disney Gift Cards. We use them in WDW for food instead of dining plan and then use them to pay for our on board acct on the Cruise. This way I'm not carrying too much cash. I always bring $50 in small bills for tips for room service and the baggage handlers.
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Old 10-01-2013, 03:30 PM   #32
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How can you travel today without a credit card? In Seattle there are many places that refuse to take cash. Its credit/debit card only.
That's my question when reading this thread - who doesn't have a credit card? I understand not using it, wanting to pay cash and be debt free when you get off the ship, but not to have one? What if there is a travel delay or you need to suddenly rent a car?

I don't think I'd feel comfortable traveling without a credit card, even if I didn't want to use it.

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Old 10-01-2013, 03:49 PM   #33
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Originally Posted by neg58 View Post

That's my question when reading this thread - who doesn't have a credit card? I understand not using it, wanting to pay cash and be debt free when you get off the ship, but not to have one? What if there is a travel delay or you need to suddenly rent a car?

I don't think I'd feel comfortable traveling without a credit card, even if I didn't want to use it.

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I rent cars with a debit card.

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Old 10-01-2013, 06:10 PM   #34
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Our card was stolen in May the day before a 3 week vacation. Took along cash and a couple of checks but were turned down at 6, yes that's 6, car rental companies at the airport to include all the biggies. No CC no car. They wouldn't do the debit card deal either. Money does not talk as much as it used to. The almighty credit card is king. We survived until the replacement one arrived. I hope to never have to go without one again. I'm sure there are ways to do your cruise without using yours. Good luck.
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Old 10-01-2013, 06:34 PM   #35
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If you have a credit union or other favorite institution get a second CC and have your spouse carry the other card. Yes, you won't be earning points or other benefits but if one of them is lost you can revert to the other one. This also helps us because my husband can cancel a card immediately after a theft and he won't leave me at the grocery store unaware.

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Old 10-01-2013, 06:56 PM   #36
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Our card was stolen in May the day before a 3 week vacation. Took along cash and a couple of checks but were turned down at 6, yes that's 6, car rental companies at the airport to include all the biggies. No CC no car. They wouldn't do the debit card deal either. Money does not talk as much as it used to. The almighty credit card is king. We survived until the replacement one arrived. I hope to never have to go without one again. I'm sure there are ways to do your cruise without using yours. Good luck.
Exactly. Almost no financial expert recommends buying travel items on debit cards.

Very, very, very dangerous. You are basically giving people open access to your bank account.
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Old 10-01-2013, 07:04 PM   #37
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How can you travel today without a credit card? In Seattle there are many places that refuse to take cash. Its credit/debit card only.
Not sure how I'd function without a credit card! We don't carry a balance....ever. So much is done online now, requiring a cc and we travel a lot, also requiring a cc. Hate having to carry a pile of cash with me.
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Old 10-01-2013, 07:42 PM   #38
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I have a credit card, but I always pay cash at the end. When I check in at the counter and online I select cash. I think now I am going to go with the gift cards, so that I don't carry around all that cash. Except for tip money of course.
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