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Old 06-23-2013, 11:46 PM   #1
Disney/Universal Fan and MALE
ChrisFL's Avatar
Join Date: Aug 2000
Location: Tampa, FL, US
Posts: 7,613

Credit Report issue - Refinanced auto loan shows "unsecured"

I checked all 3 credit reports recently and I have a re-financed auto loan with One Main Finanical (Formerly Capital One Auto Finance). The car's value is about what I refinanced it for, but on all 3 of my credit reports, it shows this loan as "unsecured".

I called the One Main Financial and they assured me it's secured and oh, they also have the title of my car, so I would expect that MUST be secured, otherwise I should have the title, am I right?

Anyway, I don't know if calling this loan unsecured is bad for my credit score or not, it just sent up red flags.

I contacted all 3 reporting companies, but wanted to know if this has happened to anyone else?

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