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Old 04-30-2013, 07:23 PM   #1
newfiegirl
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Is it "safe" to pay for a house rentalby giving Visa over the phone?

we booked through homeaway, and our full payment is due. The owner suggested I call her and pay the full amount...is this safe? Can she over charge me? Thanks
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Old 04-30-2013, 07:35 PM   #2
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It's not that it's unsafe, just perhaps a little unconventional.

Usually it's done through Paypal or something similar. And it's definitely best to have some form of written agreement e-mailed to you beforehand.

I've rented several times through Homeaway and each renter has provided (a) an agreement and (b) a verifiable way to pay (i.e.Paypal).
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Old 04-30-2013, 08:18 PM   #3
newfiegirl
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is there a fee involved in using paypal?
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Old 04-30-2013, 08:40 PM   #4
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Paypal charges I think 2% and HOmeaway charges 2 or 3% (to the recipient, owner of the property) but I think the owner would pay even a higher percent taking the cc directly. I know some owners want personal checks to avoid these charges but I have never heard of credit card being taken directly.
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Old 04-30-2013, 08:46 PM   #5
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I also normally use paypal if not going through an agency to rent. That way I have the paper trail and as well as the confirmations.

When you use paypal, if you use your own bank account there is no fees now, if you use a credit card you can choose to pay those fees or not depending on what type of transaction you select.
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Old 04-30-2013, 09:03 PM   #6
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This is how our rental through VRBO was done. It was a new listing and that's how they asked us to do it. I was hesitant at first but it was nice to actually talk to the owner by phone and we have had no problems. Good luck!
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Old 04-30-2013, 09:28 PM   #7
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the lady gave us her number to call...im hesitant to just call with a credit card, i guess I will but not loving the idea at all. Would it be safer to go to my bank and get a check issued and send via the mail?
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Old 04-30-2013, 10:02 PM   #8
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Quote:
Originally Posted by newfiegirl View Post
the lady gave us her number to call...im hesitant to just call with a credit card, i guess I will but not loving the idea at all. Would it be safer to go to my bank and get a check issued and send via the mail?
As long as its a decent credit card they should have some sort of guarantee. I have had charges reversed (refunded to me) when people tried to overcharge me for things on my cc.

I have never had anybody try to scam money from me via Homeaway, FlipKey, VRBO, etc. They are really very vigilant about screening anybody who lists a property, which is why I prefer them over Craigs List, Ebay, etc. I think as long as the people have some good feedback you are probably ok. Also, most scams in general will try to avoid talking to you, not encourage it.
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Old 05-01-2013, 06:49 AM   #9
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We've paid directly with a credit card before. I've actually asked to do it that way rather than give them a cheque. You give your credit card info out to stores and restaurants and no telling how many have access to it. If you've checked them out and have a written agreement and get a receipt emailed or faxed to you then I don't see a problem. You can dispute with the credit card if you don't get what you paid for but you can't if you send a cheque.
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Old 05-01-2013, 09:36 AM   #10
daytondisney
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Quote:
Originally Posted by newfiegirl View Post
the lady gave us her number to call...im hesitant to just call with a credit card, i guess I will but not loving the idea at all. Would it be safer to go to my bank and get a check issued and send via the mail?
Before the internet, millions made credit card purchases by phone. I can't remember how many times I've called the florist at the last minute. It isn't the medium, per se, but who is actually on the other end of the transaction. The key is knowing who you're dealing with.

Lots of ways to get more comfortable.

If you have name and/or address, check out the owner of the rental unit through Osceola County property records:

http://ira.property-appraiser.org/PropertySearch/

Get their name and address and check out them out in the county where they live.

Do they have a website? Check out the registrant:

http://whois.net

Google them...

Finally, it's a credit card - you have protection from your issuer that you don't have if you buy another form of payment.
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