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Old 03-17-2013, 03:56 PM   #16
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Originally Posted by nana50 View Post
If you use a $50.00 gift card and spend $40.00 do they give you real cash back or Disney dollars?
You get the same $50 gift card back, with the amount you spent deducted of course. That's why the gift card ap mentioned can be so helpful.

I tend to go old school and wrap my most recent receipt, which shows the balance remaining, around the gc I used. Not foolproof, but it generally works OK.
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Old 03-17-2013, 03:59 PM   #17
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Yes, the Target Pharmacy Reward is 5%. It applied after the red card 5% so you don't quite get a total of 10% off but it's pretty close (9.75%).

If you give them a $50 gift card for a $40 purchase, they will give you the card back with a $10 balance. They will not give you cash. I'm not sure if there is a threshold where they will give you cash but if there I would expect it to be pretty low (like 1 or $2).

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Old 03-17-2013, 11:15 PM   #18
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California law says that you can ask to have a card balance of less than $10 given to you in cash, but a lot of businesses aren't very good about it. So if you have, say, $7 left on a gift card, you can ask to have them give you that in cash after the purchase. However, many stores either aren't familiar with the law or haven't trained their employees on it. Starbucks got in big trouble with that.
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Old 03-18-2013, 12:22 AM   #19
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What am I missing?

Can someone explain to me the advantage of buying a whole lot of Disney gift cards as opposed to just saving the money for the trip, charging the trip on a credit card, and then paying off the credit card with the money saved upon return?

I have read many threads on DIS about using gift cards to pay/save for a trip and I don't understand the reasoning behind what seems to be a lot of hassle, but so many people talk about it, there must just be something I"m missing. Can someone kindly educate me? Thanks!

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Old 03-18-2013, 12:27 AM   #20
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Originally Posted by Disney Dreams View Post
What am I missing?

Can someone explain to me the advantage of buying a whole lot of Disney gift cards as opposed to just saving the money for the trip, charging the trip on a credit card, and then paying off the credit card with the money saved upon return?

I have read many threads on DIS about using gift cards to pay/save for a trip and I don't understand the reasoning behind what seems to be a lot of hassle, but so many people talk about it, there must just be something I"m missing. Can someone kindly educate me? Thanks!

- Dreams
Usually people do this because they are either getting a discount on the giftcards (Target Red Card 5% and/or Pharmacy 5% rewards), getting some kind of other reward (gas rewards at supermarkets, 5% cash back on their CC because they bought the gift cards at a certain type of store etc), or because they ask all their friends and family to give them Disney Gift Cards as gift so they have a pile of them.


I used to think using them purely as a budgeting device was crazy, but now that I've started doing gift cards (I started for the Target 5% stacked to 10% rewards) I actually kind of like how I feel we keep better track of $$ being spent in the park when using gift cards.
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Old 03-18-2013, 12:58 AM   #21
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Usually people do this because they are either getting a discount on the giftcards (Target Red Card 5% and/or Pharmacy 5% rewards), getting some kind of other reward (gas rewards at supermarkets, 5% cash back on their CC because they bought the gift cards at a certain type of store etc), or because they ask all their friends and family to give them Disney Gift Cards as gift so they have a pile of them.


I used to think using them purely as a budgeting device was crazy, but now that I've started doing gift cards (I started for the Target 5% stacked to 10% rewards) I actually kind of like how I feel we keep better track of $$ being spent in the park when using gift cards.
Pretty much this. Safeway had a promotion for 3x gas rewards points for gift card purchases..and if we are going to spend the money anyway in the parks..why not get something out of it especially with gas being so expensive out here..ugh.

We also found it works as a budget tool. We are personally using the gift cards for almost exclusively meals since we eat almost all our meals in the parks themselves or at the DLR hotels. It's a personal choice but it works for some.
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Old 04-19-2013, 12:31 AM   #22
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Originally Posted by Disney Dreams View Post
What am I missing?

Can someone kindly educate me? Thanks!

- Dreams
Another advantage might be that you would like to lock in the exchange rate if you are travelling from overseas
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Old 04-19-2013, 02:07 AM   #23
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Can only be combined onto 1 card if purchased from Disney Store, not yet activated and you have the receipt for all of them. I had 40 of them that I wanted to combine but could not since purchased from Target. Luckily, I could use them all separately to pay for vacation.
If you "purchase" from the Disney Store, the card is activated immediately.
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Old 04-19-2013, 10:09 AM   #24
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Originally Posted by dizneekrazee

If you "purchase" from the Disney Store, the card is activated immediately.
No matter where you get them the activation process starts immediately once purchased at the register. It may take a couple of hours, but usually it happens pretty quickly.
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Old 04-19-2013, 10:14 AM   #25
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Our kids' school sells Disney gift cards as part of their scrip program. There is no discount for us, but 3% of the proceeds goes to the school. With weekly scrip orders , it's an easy way to build up some money set aside for DLR and help the school.

Would be nicer if we could combine them, though.
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Old 04-19-2013, 10:29 AM   #26
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Originally Posted by gcatt
Our kids' school sells Disney gift cards as part of their scrip program. There is no discount for us, but 3% of the proceeds goes to the school. With weekly scrip orders , it's an easy way to build up some money set aside for DLR and help the school.

Would be nicer if we could combine them, though.
That's so cool. I wish my daughter's school would do something like that. I would actually buy that, unlike the cookie dough and candy they try to pawn off on parents (we donate cash to the PTG and other fundraisers, but we don't do food items that we won't eat).
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Old 04-19-2013, 11:35 AM   #27
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Just remember If you book travel to keep your GC's, until your travel is completed. I made the mistake of throwing them away and then when circumstances occurred and I couldn't go on my cruise, it was a pain to get that back!!!
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Old 04-19-2013, 06:32 PM   #28
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Originally Posted by Disney Dreams View Post
What am I missing?

Can someone explain to me the advantage of buying a whole lot of Disney gift cards as opposed to just saving the money for the trip, charging the trip on a credit card, and then paying off the credit card with the money saved upon return?

I have read many threads on DIS about using gift cards to pay/save for a trip and I don't understand the reasoning behind what seems to be a lot of hassle, but so many people talk about it, there must just be something I"m missing. Can someone kindly educate me? Thanks!

- Dreams
My family uses it as a way to save over time. Like if we know we are going to Disney in June, for the months before we will buy a gift card here, another there and then we KNOW we will have the money to spend there even if something happens.

And my mom doesn't like the idea of our debit/credit cards being connected to anything or having to use them all the time, in case someone gets a hold of our numbers or something, besides the fact that our bank sometimes thinks our Disney charges are fraud...
So for us, having a bunch of gift cards is easier then having to call our bank during every buy to make it go through.
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Old 04-19-2013, 09:15 PM   #29
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We do it as a "Disney savings account". We don't have credit cards other than our bank card so this lets us put money away and we aren't tempted to touch it. When we went to WDW for 2 weeks we purchased 2 $500 gift cards with our tax return for all our meals. It was set aside and we knew it would be there when our trip came 6 months later.
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Old 04-19-2013, 10:50 PM   #30
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I get them at Target for roughly 10% off. This saves me anywhere from $150-$200 a trip. That's a nice chunk of change. I only take a few each day with me, and lock the rest in the safe in the room. This allows me to budget each day out better.
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