Has anyone successfully charged a new car to a credit card for the rewards points?

[LoveBWVVBR]

Clearly we'd pay it off immediately, so no interest involved. I've been doing much research on this online, and it looks like it IS possible as Visa and Mastercard do not allow their merchants to limit transactions per their merchant agreements. Once I have the deal hammered out on my new car, how do I insist that they allow me to charge it? Do I just get up and walk out or what? I'm not emotionally invested in the new car...there is always another deal. The icing on the cake would be the rewards points for the purchase tho. Thanks!

[jrmo]

The last time we bought a car, they only allowed us to charge $2000.

[msmama]

When I bought my car there was a limit to what the dealer would let me put on the card (I wanted to put as much as I could on there). I want to say it wasn't more than like $6000 or something like that - I want to say that maybe it was only as much as could be considered a down payment.

This was 6 years ago so your mileage may vary (I don't know if this is something that would vary by dealer). Good luck!

[mistysue]

My sister charged a car about 5 years ago. I think it was around $15,000. Obviously from these posts it is going to vary by dealership.

[JKMJ441724]

My mom bought a car and the dealership here would only let her put about 2K.

[ICF]

We were allowed to put $3K or so on a CC and that was it when we bought our last car a few years ago.

[scard192]

$2000 was the limit when I bought my car last summer. I put down $4000 so I had to do 2 transactions over 2 days. Both went on my Chase Disney Visa and I went home, transfered the money from my savings account to checking and paid the amount to Chase. Easy $40 for WDW vacation.

[3boymthr]

We bought our van using a CC. What we did was use the "special offer" checks that they sent us. The check was good for up to $10,000 (which was more than the price of the van - which cost $9,800) and we got 0% interest for 2 years.

[LoveBWVVBR]

Originally Posted by 3boymthr

We bought our van using a CC. What we did was use the "special offer" checks that they sent us. The check was good for up to $10,000 (which was more than the price of the van - which cost $9,800) and we got 0% interest for 2 years.

Did that get you rewards points though? I did consider using "special offer" checks if the dealership wouldn't take the credit card directly. Don't know if you get rewards points on those tho??

[Lita]

You may have to check to see if there is a daily spending limit. If so, you may need to request a temporary increase.

Sent from my iPhone using DISBoards

[jenflamingo1]

I bought a Toyota Sienna in August of last year and the dealership allowed me to charge $10,000.

[Malibustyle23]

We had help getting our latest and only brand new car. A relative put down over half of the $20k pricetag. For various reasons they chose to put it on their credit card. The financing officer at the dealership tried to talk them out of it saying the credit machine wasn't working, they could bring in a check tomorrow, etc, etc. this relative is very headstrong and determined. Once the f.o. Was told that wasn't the only option we were offering it worked.

[rlduvall]

Just last August, I owed $6,000. after trade-in of my vehicle and they let me put the entire charge on my Capital One credit card. I was surprised, but certainly took advantage of it. Earned $120. towards airfare - every little bit helps.

[LoveBWVVBR]

Originally Posted by jenflamingo1

I bought a Toyota Sienna in August of last year and the dealership allowed me to charge $10,000.

That is what I am getting! 10K is better than nothing, but I think my total after trade will be a little over 20K. I'm going to see what I can do to charge the whole thing.

[blessedby3]

When we bought DS's first vehicle 15 mos ago, I wanted to charge the whole thing for points. The dealership only let us charge $2000....BOO! Guess that was better than nothing, but I would have loved to charge the whole thing!