Disney Information Station Logo

Go Back   The DIS Discussion Forums - DISboards.com > Disney Trip Planning Forums > Budget Board
Find Hotel Specials & DIScounts
 
facebooktwitterpinterestgoogle plusyoutubeDIS UpdatesDIS email updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read





Reply
 
Thread Tools Rate Thread Display Modes
Old 03-07-2013, 07:12 AM   #1
LoveBWVVBR
DIS Veteran
 
Join Date: Oct 2005
Posts: 3,132

Has anyone successfully charged a new car to a credit card for the rewards points?

Clearly we'd pay it off immediately, so no interest involved. I've been doing much research on this online, and it looks like it IS possible as Visa and Mastercard do not allow their merchants to limit transactions per their merchant agreements. Once I have the deal hammered out on my new car, how do I insist that they allow me to charge it? Do I just get up and walk out or what? I'm not emotionally invested in the new car...there is always another deal. The icing on the cake would be the rewards points for the purchase tho. Thanks!
LoveBWVVBR is offline   Reply With Quote
Old 03-07-2013, 07:25 AM   #2
jrmo
Mouseketeer
 
jrmo's Avatar
 
Join Date: Jan 2008
Location: Midwest
Posts: 149

The last time we bought a car, they only allowed us to charge $2000.
jrmo is offline   Reply With Quote
|
The DIS
Register to remove

Join Date: 1997
Location: Orlando, FL
Posts: 1,000,000
Old 03-07-2013, 07:27 AM   #3
msmama
DIS Veteran
 
Join Date: Jan 2009
Posts: 1,645

When I bought my car there was a limit to what the dealer would let me put on the card (I wanted to put as much as I could on there). I want to say it wasn't more than like $6000 or something like that - I want to say that maybe it was only as much as could be considered a down payment.

This was 6 years ago so your mileage may vary (I don't know if this is something that would vary by dealer). Good luck!
__________________
The little dude and Me
msmama is offline   Reply With Quote
Old 03-07-2013, 07:30 AM   #4
mistysue
DIS Veteran
 
mistysue's Avatar
 
Join Date: May 2009
Posts: 1,883

My sister charged a car about 5 years ago. I think it was around $15,000. Obviously from these posts it is going to vary by dealership.
__________________
Me(33) DH(33) DD(11) DS(5) DS(3)

I like vacations.
mistysue is offline   Reply With Quote
Old 03-07-2013, 07:32 AM   #5
JKMJ441724
Um, I'm going to go with "NO."
 
JKMJ441724's Avatar
 
Join Date: May 2005
Location: Bible belt
Posts: 1,701

My mom bought a car and the dealership here would only let her put about 2K.
__________________
The Magic KIMdom
That's the happy place inside my head

JKMJ441724 is offline   Reply With Quote
Old 03-07-2013, 07:45 AM   #6
ICF
DIS Veteran
 
Join Date: Jan 2004
Location: Indiana
Posts: 4,115

We were allowed to put $3K or so on a CC and that was it when we bought our last car a few years ago.
ICF is offline   Reply With Quote
Old 03-07-2013, 07:46 AM   #7
scard192
DIS Veteran
 
Join Date: Jun 2009
Posts: 2,771

$2000 was the limit when I bought my car last summer. I put down $4000 so I had to do 2 transactions over 2 days. Both went on my Chase Disney Visa and I went home, transfered the money from my savings account to checking and paid the amount to Chase. Easy $40 for WDW vacation.
__________________
scard192 is offline   Reply With Quote
Old 03-07-2013, 07:51 AM   #8
3boymthr
DIS Veteran
 
3boymthr's Avatar
 
Join Date: Nov 2008
Location: Mass.
Posts: 5,291

We bought our van using a CC. What we did was use the "special offer" checks that they sent us. The check was good for up to $10,000 (which was more than the price of the van - which cost $9,800) and we got 0% interest for 2 years.
__________________
(me) (dh) ds (18) ds (13) ds (11)
3boymthr is offline   Reply With Quote
Old 03-07-2013, 07:54 AM   #9
LoveBWVVBR
DIS Veteran
 
Join Date: Oct 2005
Posts: 3,132

Quote:
Originally Posted by 3boymthr View Post
We bought our van using a CC. What we did was use the "special offer" checks that they sent us. The check was good for up to $10,000 (which was more than the price of the van - which cost $9,800) and we got 0% interest for 2 years.
Did that get you rewards points though? I did consider using "special offer" checks if the dealership wouldn't take the credit card directly. Don't know if you get rewards points on those tho??
LoveBWVVBR is offline   Reply With Quote
Old 03-07-2013, 07:55 AM   #10
Lita
Mouseketeer
 
Lita's Avatar
 
Join Date: Sep 2012
Posts: 469

You may have to check to see if there is a daily spending limit. If so, you may need to request a temporary increase.

Sent from my iPhone using DISBoards
__________________



DL - numerous times as I grew up in CA
WDW - CBR 97, Poly May 2013
DCL - Dream April 2014
DCL - Fantasy August Eastern Caribbean 2015

Me 40 DH 48, DD7, DD5
Lita is offline   Reply With Quote
Old 03-07-2013, 07:57 AM   #11
jenflamingo1
Gone With The Wind Girl
 
jenflamingo1's Avatar
 
Join Date: Feb 2013
Location: wheatfield
Posts: 53

I bought a Toyota Sienna in August of last year and the dealership allowed me to charge $10,000.
jenflamingo1 is offline   Reply With Quote
Old 03-07-2013, 07:59 AM   #12
Malibustyle23
DIS Veteran
 
Join Date: Apr 2006
Posts: 1,479

We had help getting our latest and only brand new car. A relative put down over half of the $20k pricetag. For various reasons they chose to put it on their credit card. The financing officer at the dealership tried to talk them out of it saying the credit machine wasn't working, they could bring in a check tomorrow, etc, etc. this relative is very headstrong and determined. Once the f.o. Was told that wasn't the only option we were offering it worked.
Malibustyle23 is offline   Reply With Quote
Old 03-07-2013, 08:00 AM   #13
rlduvall
I just sit there and think "Oh, pretty colors."
Now maybe some-one will pick me first for dodgeball
 
rlduvall's Avatar
 
Join Date: May 2002
Location: Oklahoma
Posts: 3,572

Just last August, I owed $6,000. after trade-in of my vehicle and they let me put the entire charge on my Capital One credit card. I was surprised, but certainly took advantage of it. Earned $120. towards airfare - every little bit helps.
__________________
rlduvall is offline   Reply With Quote
Old 03-07-2013, 08:02 AM   #14
LoveBWVVBR
DIS Veteran
 
Join Date: Oct 2005
Posts: 3,132

Quote:
Originally Posted by jenflamingo1 View Post
I bought a Toyota Sienna in August of last year and the dealership allowed me to charge $10,000.
That is what I am getting! 10K is better than nothing, but I think my total after trade will be a little over 20K. I'm going to see what I can do to charge the whole thing.
LoveBWVVBR is offline   Reply With Quote
Old 03-07-2013, 08:15 AM   #15
blessedby3
Actually Blessedby4 now, but cant change my username :)
 
blessedby3's Avatar
 
Join Date: Mar 2003
Location: Blue Ridge, Virginia
Posts: 7,815

When we bought DS's first vehicle 15 mos ago, I wanted to charge the whole thing for points. The dealership only let us charge $2000....BOO! Guess that was better than nothing, but I would have loved to charge the whole thing!
__________________
8/87-Disneymoon, offsite 7/92-DD's 1st trip 2/94-Land/Sea, Dixie Landings 10/99-offsite 4/03-CR tower MK view 11/05-POP 12/06-WL 1/08-POP, DD's Grad Trip 3/09-Poly 5/10-BLT, 1BR 6/11-POP 10/12 Bonnet Creek 6/14-Bonnet Creek/2 nights at AOA
DH(48) Me(47) DD(24)DSIL (24) DS(19) DD(15) DD(6)
Check out my May2010 trip report:
Welcome Gurley Family....you are FAMILY OF THE DAY!!
blessedby3 is offline   Reply With Quote
Reply



Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

facebooktwitterpinterestgoogle plusyoutubeDIS Updates
GET OUR DIS UPDATES DELIVERED BY EMAIL



All times are GMT -5. The time now is 09:09 AM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.