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Old 02-25-2013, 11:21 AM   #1
scojos
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to buy or not to buy$$$

im no expert ok, but all over the news id explaining out £ is dropping against the $$... fairfx are still offering 1.48 which seems pretty decent to me so should i buy today and hope for the best? will be changing £1500 so if it drops im losing nearly $400....

what do the experts think??

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Old 02-25-2013, 01:25 PM   #2
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I would like to think all the bad news has now been factored into todays rate, hope for a small rise before we go in April but no-one can know.

Its just about unchanged today, the fall has happened over the past week as they knew the downgrade was coming. http://www.bbc.co.uk/news/business/m...2/intraday.stm

What was the rate? $1.60? (I get the interbank rate so don't follow the tourist rate)
£1500 @ $1.60 = $2,400
£1500 @ $1.48 = $2,220
$180 less than you could have got(if it was $1.60), not sure where your $400 is coming into it. To lose $400 it would have to drop to $1.33 from $1.60, I hope we are not heading down to those rates again.
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Old 02-25-2013, 01:44 PM   #3
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On Travelex it went up slightly yesterday then today it went down quite a bit, so I'm thinking it's pretty unpredictable at the minute
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Old 02-25-2013, 01:55 PM   #4
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On Travelex it went up slightly yesterday then today it went down quite a bit, so I'm thinking it's pretty unpredictable at the minute
Not sure why Travelex went up yesterday. The interbank rate as far as I know does not alter from midnight Friday to midnight Sunday, the tourist rate uses the interbank rate to set their levels so there should be no change Sat or Sun.
You can see the BBC chart, line down the middle indicating the Friday night close and Monday morning start. http://www.bbc.co.uk/news/business/m...2/intraday.stm
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Old 02-25-2013, 02:25 PM   #5
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Ive noticed the rates have been changing over the the weekend, even though they usually dont.
Going on Holiday in 3 weeks and still not bought any OZ $
Been keeping an eye on the US $ rate too.
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Old 02-25-2013, 03:01 PM   #6
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Quote:
Originally Posted by wayneg View Post
Not sure why Travelex went up yesterday. The interbank rate as far as I know does not alter from midnight Friday to midnight Sunday, the tourist rate uses the interbank rate to set their levels so there should be no change Sat or Sun.
You can see the BBC chart, line down the middle indicating the Friday night close and Monday morning start. http://www.bbc.co.uk/news/business/m...2/intraday.stm

i saw on line it was predicting a drop to 1.30-1.35 hence i calculated on that and yes, i have to figure worst case scenario to convince hubby (come on wayne, only thing tighter than a yorkshire man is a french man

and $200 is alot of ice creams lol!!! trying to work out how much we need to as on ddp and cant see us doing much shopping this time (kids are too old to be dragged around stores now!) so only be what we pick up on site iyswim... last time we paid oop for v and a and have no major expenses going on this year except a bday for hubby..... getting more confused here lol!!!
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Old 02-25-2013, 03:39 PM   #7
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If you're pre-buying and you are worried, buy now. There is always a risk it will get better before you go - but then there is the chance it will get worse. These forecasts change like the wind and it's impossible to predict the unpredictable.

Since you are prone to stressing (I remember your 2010 stress about the £/$ when it was below 1.50) you're probably better off just buying what you can now, maybe risk half now and half later and accept that no matter what happens, you made the best decision you could at the time and don't beat yourself up over it if the rate hits a rise before your trip
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Old 02-25-2013, 04:01 PM   #8
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Quote:
Originally Posted by 2Tiggies View Post

Since you are prone to stressing (I remember your 2010 stress about the £/$ when it was below 1.50) you're probably better off just buying what you can now, maybe risk half now and half later and accept that no matter what happens, you made the best decision you could at the time and don't beat yourself up over it if the rate hits a rise before your trip
me, stress... no (the issue you remember isnt the exchange rate but wdw holding the entire contents of my fairfx card as a guarantee and leaving us cash less whilst over there!!!... but good memory lmao!! and yes, i ll buy them tomorrow you re right, one less thing to stress about and then i ll never look at exchange rate ever again!!
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Old 02-25-2013, 04:11 PM   #9
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Actually my memory is better than you are giving me credit for lol. You did stress about the exchange rate and then you bought and it went up a couple of days later and hit 1.50 for the first time in MONTHS

It's just not worth the stress to worry about it longer than you need to. Hope the rate at least holds well or goes up tomorrow for you
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Old 02-25-2013, 05:08 PM   #10
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Everyone chant together. Go up. Go up. Go up...............
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Old 02-26-2013, 04:24 AM   #11
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Quote:
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Everyone chant together. Go up. Go up. Go up...............
GO Up GO Up GO Up

DOing this for the OZ $ rate too
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Old 02-26-2013, 05:11 AM   #12
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Seems to be working, keep chanting everyone

http://www.bbc.co.uk/news/business/m...2/intraday.stm

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Old 02-26-2013, 05:29 AM   #13
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Seems to be working, keep chanting everyone

http://www.bbc.co.uk/news/business/m...2/intraday.stm

Annette
As I said yesterday "I would like to think all the bad news has now been factored into todays rate"
Just hope we have hit the bottom and we have a steady rise back up but more bad news and down it will go again.
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Old 02-26-2013, 05:47 AM   #14
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Spoke too soon its lost this mornings gains in the last few mins
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Old 02-26-2013, 06:12 AM   #15
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Spoke too soon its lost this mornings gains in the last few mins
Wayne!! What have you done?!!??! Let this be a lesson to us all ..... SHHHHHHH!
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