Go Back   The DIS Discussion Forums - DISboards.com > Disney Trip Planning Forums > Disney Resorts
facebooktwitterpinterestgoogle plusyoutubeDIS UpdatesDIS email updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read


Reply
 
Thread Tools Rate Thread Display Modes
Old 02-19-2013, 01:30 PM   #1
jmartinez1895
DIS Veteran
 
Join Date: Nov 2008
Location: Alabama
Posts: 1,659

Checking in w/o credit card

Hi all, I hope that one of you may be able to help me out here. I was not sure where to post this I thought I'd try it here first. We no longer have any credit cards and pay cash ( or debit card) everywhere. We booked our vacation with AAA and used disney gift cards to pay our deposit. I know that I can pay the rest using our debit card, but when we check in will they require a credit card or will they just swipe the debit card? Also if they take the debit card will they pt a hold on funds or only charge what we buy when we buy it? This is our first credit card free trip.
__________________
Off Property 2005
POFQ 2008
POP 2009
POR 2011
POR 2013
jmartinez1895 is offline   Reply With Quote
Old 02-19-2013, 01:34 PM   #2
ccgirl
DIS Veteran
 
Join Date: Jun 2009
Location: Cape Cod, MA
Posts: 7,458

Quote:
Originally Posted by jmartinez1895 View Post
Hi all, I hope that one of you may be able to help me out here. I was not sure where to post this I thought I'd try it here first. We no longer have any credit cards and pay cash ( or debit card) everywhere. We booked our vacation with AAA and used disney gift cards to pay our deposit. I know that I can pay the rest using our debit card, but when we check in will they require a credit card or will they just swipe the debit card? Also if they take the debit card will they pt a hold on funds or only charge what we buy when we buy it? This is our first credit card free trip.
I believe they will put a hold on funds but I'm not sure of how much it is. If you are renting a car; I believe they do the same thing.
__________________
MEDH37DD7DS2
May 1 - May 8 2010 BWV Trip Report http://www.disboards.com/showthread.php?t=2466128
Dec 2 - Dec 12 2010 ASMo and Marriott Harbour Lake
Pre-Trip Report http://www.disboards.com/showthread.php?t=2503063
Oct 2011 - F&W AKL and BCV
May 2012 - HGVC SeaWorld
ccgirl is offline   Reply With Quote
|
The DIS
Register to remove

Join Date: 1997
Location: Orlando, FL
Posts: 1,000,000
Old 02-19-2013, 01:37 PM   #3
Missytara
I'm all ears!
 
Missytara's Avatar
 
Join Date: Apr 2009
Location: Delaware
Posts: 14,087

Limits are set for each level of resort; $500.00 for values, $1,000.00 for mods, and $1,500.00 for deluxes.

There is no hold on funds.

They will credit your (debit or credit) card when you reach your limit each time, if more than once.

For instance, if you are staying at a moderate level, and you spend $1,234.55, then you will see two charges - one for say for example $1,034.55 and the next one for $200.00. It is set to do so when you go over the limit on that particular charge.
__________________




Me and the three cats - Momma Abby and the Kids, Gracie, Jack, and R.I.P. my little Desi (10/14/11) - Momma and the kids miss you and so do I.
Missytara is offline   Reply With Quote
Old 02-19-2013, 01:47 PM   #4
nkereina
Wendy Darling
 
nkereina's Avatar
 
Join Date: Feb 2009
Location: Niagara Falls, NY
Posts: 7,120

We have credit cards but rarely use them. We do not put anything down at check-in, no credit card or debit card. We lose the ability to charge things to the room, but we are ok with that. You are not required to hand over a card like a "normal" hotel would require for incidentals.
nkereina is offline   Reply With Quote
Old 02-19-2013, 01:52 PM   #5
cglaura
I still love the smell of Love's Baby Soft
 
cglaura's Avatar
 
Join Date: May 2007
Location: NJ
Posts: 2,492

If you don't want a hold on your debit card, you can also put a gift card. Keep the card though, any unused money will be refunded to that card (at least that is what they did with us).

You could also get a traveler's check and cash it at the front desk and put cash on the room.

I have not been since 2010, but a combo of the above things are what we always did. I don't recall any policy changes posted on the dis, but I don't read every single thread either
__________________
************************************************** ****************************************

The hardest thing about having a plant-based only lifestyle is waking up at 5am to milk the almonds

************************************************** ****************************************

The pessimist complains about the wind... The optimist expects it to change... The realist adjusts the sails.

************************************************** ****************************************

A clever person turns great troubles into little ones... and little ones into none at all.

************************************************** ****************************************
cglaura is offline   Reply With Quote
Old 02-19-2013, 01:57 PM   #6
jmartinez1895
DIS Veteran
 
Join Date: Nov 2008
Location: Alabama
Posts: 1,659

Thanks all, you have put my mind at ease. Normally when we go we do not add charging to the room ( my hubby is paranoid) and we pay for things that we buy at the parks with our debit card. I just had a fear of flying down and trying to check in and then them ask for a credit card like many other hotels seem to do. I recall a few years ago checking into a hotel in TN ( which I had already paid in full before we got there) and they not only required a credit card at check in, they put a hold on 500 dollars untill we checked out.
__________________
Off Property 2005
POFQ 2008
POP 2009
POR 2011
POR 2013
jmartinez1895 is offline   Reply With Quote
Old 02-19-2013, 02:02 PM   #7
Lorien728
Mouseketeer
 
Lorien728's Avatar
 
Join Date: Feb 2013
Location: North Georgia
Posts: 162

I don't recall that happening to us either but if you are still worried--call the resort directly.
__________________
Me- DH (MrD1sturbed)




Lorien728 is offline   Reply With Quote
Old 02-19-2013, 02:09 PM   #8
minnie mum
Unapologetic Disney Fan(atic)
 
minnie mum's Avatar
 
Join Date: Mar 2011
Location: WAY too far north
Posts: 11,334

Quote:
Originally Posted by Lorien728 View Post
I don't recall that happening to us either but if you are still worried--call the resort directly.
You can't call a resort directly- you only get a call center. And we all know how well informed the CMs there are about less commonly known questions.
minnie mum is offline   Reply With Quote
Old 02-19-2013, 02:14 PM   #9
danceintherain
DIS Veteran
 
danceintherain's Avatar
 
Join Date: Oct 2007
Location: Kansas
Posts: 5,099

Disney NEVER requires a credit card.
You can set up your room charge with credit card, debit card, gift card, or cash. (ETA: Some of the front desk CMs don't know how to set up the different ways, so they may tell you no originally, but it is possible)

If you put down any form of "plastic" they do tend to "ding" your account to make sure it works, but they don't put a hold on things like normal hotels.

It's one of the reasons I LOVE going to Disney.
For my wedding night, we had to have my Dad go over to the hotel to give them permission to use his credit card for incidentals, because neither one of us had a credit card. I think our total charge was like $150 and we had prepaid.
However, our $1500 hotel stay at Disney didn't require a credit card at all.
__________________
~*Becca*~
Well Begun is Half Done...When Plans Go Awry: April 2013 Trip Report
Me (27) DH (27) DS (3) DD (born Feb 2014)
NEXT TRIP: SoG Dec 28-Jan 4, 2015 ~ POFQ Apr 13-20, 2013 ~ CBR: Nov 7-12, 2010 ~ Doubletree Guest Suites: July 8-14, 2009 ~ AKL: Jan 4-13, 2009 ~ Off-Property: New Year's 2006-2007, Spring Break 2001, Florida Resident 1991
danceintherain is offline   Reply With Quote
Old 02-19-2013, 02:25 PM   #10
wdw4rfam
DIS Veteran
 
wdw4rfam's Avatar
 
Join Date: Feb 2011
Location: N.E. Ohio
Posts: 1,931

Like I said on another board, we have NEVER given a cc at checin , and we pay with all Disney gift cards for our package, so I know they are not just keeping that. Now I did run into an issue this time, online check in would not let me proceed until I linked one, but I found a way around that later.
__________________


2014 CSR-11 days**2013-POR 12 days**2012- POR- 9 days**2011- All Star Music-10 days** 2010- POFQ- 10 days** 2009- All Star Movies- 8 days** 2008- All Star Movies- 8 days** 2006- Pop Cent.- 7 days** AllStar Movies 7 days** 2004-Fl Resident....too many to list** 2003-Grosvenor** 2002- All star movies- 5 days

wdw4rfam is offline   Reply With Quote
Old 02-19-2013, 02:32 PM   #11
SplashMtnCrew
DIS Veteran
 
SplashMtnCrew's Avatar
 
Join Date: Jul 2007
Location: 386 miles from the Mouse
Posts: 1,232

Quote:
Originally Posted by wdw4rfam View Post
Like I said on another board, we have NEVER given a cc at checin , and we pay with all Disney gift cards for our package, so I know they are not just keeping that. Now I did run into an issue this time, online check in would not let me proceed until I linked one, but I found a way around that later.
Would love to know what the way around this was. I did online check-in yesterday and had to include a cc. It does say that you can have the cc info removed from the KTTWC upon check-in at the resort, which is what we will do. We do not allow charging with our KTTWC, ever.
__________________
Dad Mom DS Dog
Disneyland: 1985, 1990, 1999
Walt Disney World:Offsite 8/2003, 12/2003, 3/2005, POR 3/2006, WL 1/2007 & 1/2008,
CSR 11/2008, Poly~ Club Level 1/2009, POFQ 5/2010 & 10/2010, POP Century 10/2011, CBR 2/2013



SplashMtnCrew is offline   Reply With Quote
Old 02-19-2013, 02:38 PM   #12
Missytara
I'm all ears!
 
Missytara's Avatar
 
Join Date: Apr 2009
Location: Delaware
Posts: 14,087

Quote:
Originally Posted by SplashMtnCrew View Post
Would love to know what the way around this was. I did online check-in yesterday and had to include a cc. It does say that you can have the cc info removed from the KTTWC upon check-in at the resort, which is what we will do. We do not allow charging with our KTTWC, ever.
The new online check-in requires a credit card to do so; however, you can have it removed from your account when you physically get in. It now requires a 4 digit pin number to be set up even to use the CC. function on the new system.
__________________




Me and the three cats - Momma Abby and the Kids, Gracie, Jack, and R.I.P. my little Desi (10/14/11) - Momma and the kids miss you and so do I.
Missytara is offline   Reply With Quote
Old 02-19-2013, 06:13 PM   #13
nkereina
Wendy Darling
 
nkereina's Avatar
 
Join Date: Feb 2009
Location: Niagara Falls, NY
Posts: 7,120

Quote:
Originally Posted by jmartinez1895 View Post
Thanks all, you have put my mind at ease. Normally when we go we do not add charging to the room ( my hubby is paranoid) and we pay for things that we buy at the parks with our debit card. I just had a fear of flying down and trying to check in and then them ask for a credit card like many other hotels seem to do. I recall a few years ago checking into a hotel in TN ( which I had already paid in full before we got there) and they not only required a credit card at check in, they put a hold on 500 dollars untill we checked out.
Yes, Disney resorts are of the few that do not require a credit card at check in. Hotels do this in case you order a ton of movies, make a ton of long distance calls, and then hit the road. They have your info, so they just charge your card. And they hold an amount on your card, or at least authorize your card, so they aren't stuck with a fake card or maxed out card. I'm not sure what Disney's protection is against this though since they don' require it
nkereina is offline   Reply With Quote
Reply



Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

facebooktwitterpinterestgoogle plusyoutubeDIS Updates
GET OUR DIS UPDATES DELIVERED BY EMAIL



All times are GMT -5. The time now is 05:53 AM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.