Cash in Disney World - Traveler's Cheques? Debit? - Page 2 - The DIS Discussion Forums

disneyfreak89 · 02-25-2013, 09:44 AM

Quote:

Originally Posted by Malakaiii

Thanks for those suggestions! Traveler's cheques are not my top choice... they charge a fee just to print them so I much prefer using the ATMs.

We always use Travelers cheques, so much easy to carry than cash and Disney will cash up to $200/person a day for you.
Plus if you have a CAA membership, they are FREE.

monkey30 · 02-25-2013, 04:10 PM

We use to use travelers checks and paid through out Disney Stores with them, but have found it much easier to go down with cash. We also find we tend to watch our spending this way.

we alot so much for each day, depending on what we are doing (ie more shopping one day then next or a more expensive for a meal), then have fun with the left overs on the last day!

House_of_Mouse Fan · 02-25-2013, 08:28 PM

I have used Traveller's Cheques before and it's pretty painless. They are free with the banking package I have so I don't pay a fee. It's very convenient as I don't like carrying large amounts of cash with me. I simply cash some every morning at the front desk of the resort and I'm on my way. I have never used debit as I'm worried about the fees my bank might charge me to use a US ATM. There always seem to be "hidden" fees for using an ATM outside of Canada.

World Showcaser · 02-27-2013, 02:13 PM

I have always taken cash too and kept the excess in the safe in our room.

Just a tip for those planning to use ATMs. Your bank likely has a deal with a US chain that allows you to use that chain's ATMs without a fee being charged. Now, they may charge an exchange fee but otherwise it's just like using your banks machine. So call your branch and inquire. For Scotia Bank, you can use Bank of America machines free-of-charge.

Quote:

Originally Posted by Tinkershelly

Or you may give them cash at the begining and they will debit from that every time you use your KTTW card.

Is this true?! That's great news if it is. I don't own a credit card. (I borrow my mother's to book the trip and make payments online prior to travelling.) This would be a great solution for us.

Although I will say that using cash helps us to control our spending big time.

mamaCta · 02-27-2013, 06:53 PM

Our plan is to get travelers cheques, probably in $100 denominations. We can cash one or two each morning as we need. I also get them free at my bank. We will probably use the CC for things like buying tickets or large purchases.

poohbear37 · 02-28-2013, 11:27 AM

Last time we were down I put my CIBC VISA debit on the room for charges and used that. We only took $200 cash. I was able to check daily what had come out of the account to make sure nothing I hadn't authorized had gone through and when our charges reached $500 Disney would put them through and reset the balance to $0 again. It worked great and I was also able to use it for purchases outside of the park at Wal-Mart and Winn Dixie. It goes through the VISA network so you still get protection from Visa and I only keep vacation money in that account so I don't have to worry about someone getting access to all my money.

Tinkershelly · 02-28-2013, 10:34 PM

Quote:

Originally Posted by World Showcaser

Is this true?! That's great news if it is. I don't own a credit card. (I borrow my mother's to book the trip and make payments online prior to travelling.) This would be a great solution for us.

Yep, one of my friends does this every year since they would rather use cash than a credit card but want the convenience of "charging" to their KTTW card. Disney is very creative when it comes to making it convenient for you to spend your money.

Shelly F - Ohio · 03-01-2013, 09:37 PM

Why not buy some Disney gift cards.\\

I know at our AAA office you can get a prepaid visa travel money card rather than the paper travelers checks.
http://ww2.aaa.com/scripts/WebObject...entral.aaa.com

mamaCta · 03-01-2013, 09:56 PM

Quote:

Originally Posted by Shelly F - Ohio

Why not buy some Disney gift cards.\\

We are going to do that for the kids' spending money. We may buy more for our own in-park spending.

I also did the math on the extra charges from the CC. BMO M/C charges an addition 2.5% over the exchange rate. On $5000 in spending, that is only $125. How much is your everyday convenience worth to you?

02-25-2013, 04:10 PM	#17
monkey30 Dreaming of my next vacation! Join Date: Nov 2009 Location: Alberta, Canada Posts: 1,406	We use to use travelers checks and paid through out Disney Stores with them, but have found it much easier to go down with cash. We also find we tend to watch our spending this way. we alot so much for each day, depending on what we are doing (ie more shopping one day then next or a more expensive for a meal), then have fun with the left overs on the last day! __________________ ErinDH1083 2007- DL 2008-DL, 2008-WDW offsite, 2010-ASMu, 2011-ASMo, 2012-ASsp, 2012-DL (x2) 2013- POFQ [ September Family Trip PTR

02-25-2013, 08:28 PM	#18
House_of_Mouse Fan Mouseketeer Join Date: May 2009 Location: Ontario, Canada Posts: 159	I have used Traveller's Cheques before and it's pretty painless. They are free with the banking package I have so I don't pay a fee. It's very convenient as I don't like carrying large amounts of cash with me. I simply cash some every morning at the front desk of the resort and I'm on my way. I have never used debit as I'm worried about the fees my bank might charge me to use a US ATM. There always seem to be "hidden" fees for using an ATM outside of Canada. __________________ Me DD (18) August 2008 - All-Star Movies, August 2009 - Polynesian, March 2010 - BCV, August 2010 - Polynesian & VWL, December 2010 - BWV, August 2011 - BCV and Disney Cruise, August 2012 - Paradise Pier, Disneyland, August 2013 - VWL & Disney Cruise, August 2014 - Disney Cruise to the Mediterranean

02-28-2013, 11:27 AM	#21
poohbear37 Earning My Ears Join Date: May 2000 Posts: 44	VISA debit Last time we were down I put my CIBC VISA debit on the room for charges and used that. We only took $200 cash. I was able to check daily what had come out of the account to make sure nothing I hadn't authorized had gone through and when our charges reached $500 Disney would put them through and reset the balance to $0 again. It worked great and I was also able to use it for purchases outside of the park at Wal-Mart and Winn Dixie. It goes through the VISA network so you still get protection from Visa and I only keep vacation money in that account so I don't have to worry about someone getting access to all my money. __________________

03-01-2013, 09:37 PM	#23
Shelly F - Ohio Disney Extraordinaire Join Date: Feb 2004 Location: Lake Erie Shore Line in Ohio Posts: 4,696	Why not buy some Disney gift cards.\\ I know at our AAA office you can get a prepaid visa travel money card rather than the paper travelers checks. http://ww2.aaa.com/scripts/WebObject...entral.aaa.com __________________ Por favor mantenganse alejado de las puertas-Please stand clear of the doors. CBR - 2004 & Joined DVC 2004, DCL 4 night- 2005, SSR - Feb 2005, 06, & 09, Oct 08, May 2011, Oct 12, Feb 13..... CSR 07,... AKV Sept 2008,2012,2013... VWL Feb 2009, 2010, 2012 ... OKW Sept 2009, Feb2012...BCV 2013

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02-27-2013, 06:53 PM	#20
mamaCta Mouseketeer Join Date: Feb 2013 Location: Northern BC Posts: 353	Our plan is to get travelers cheques, probably in $100 denominations. We can cash one or two each morning as we need. I also get them free at my bank. We will probably use the CC for things like buying tickets or large purchases.