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Old 02-15-2013, 08:50 PM   #16
Allabouthemouse
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You can buy as many as you want at one time. Just beware to check your receipt and make sure each gift card has been activated if you do buy a bunch at once. I had two cards that were not activated and unfortunately, had thrown away the receipt before I used the cards . That kind of wiped out the savings....

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Old 02-15-2013, 08:58 PM   #17
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If you have a credit card you can purchase has much as your limit will allow. If you have the debit card and it has been less then 6 months since getting it you will be luck to purchase $500 (10) at a time, you might get away with doing it twice but they prefer you to build a history with them before allowing you to make large purchases with the debit card. Over 6 months of purchase history and you may be good to go. I purchased 86 $50 cards to pay off my cruise.

I should add, I saved $215 on my cruise not including that I booked it will on board so almost a 15% savings. I will be getting more for my on board account.


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Old 02-15-2013, 09:21 PM   #18
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Not to knock the savings that this gives, I think it is great, but I think you come out ahead more if you use a Disney Chase Card. I could be wrong on this, buuuuuuuuuuuuuuuut, the lady I talked to when I booked my cruise said I would get 100$ on board credit for paying with my Disney Card. So saying it is a 3200$ cruise, I would save 160$ by buying the target cards.

So I would only really save 60$, assuming I booked myself and didn't have any other special offer. And by using my Disney Card I would also earn ~64 points (I have the premier card, the "normal" card would only get ~32 points). So I would come out ahead a whopping 4$ ?

Like I said not frowning on the target card discount, just putting the other alternative out there.
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Old 02-15-2013, 09:24 PM   #19
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Quote:
Originally Posted by Pikezh638 View Post
Not to knock the savings that this gives, I think it is great, but I think you come out ahead more if you use a Disney Chase Card. I could be wrong on this, buuuuuuuuuuuuuuuut, the lady I talked to when I booked my cruise said I would get 100$ on board credit for paying with my Disney Card. So saying it is a 3200$ cruise, I would save 160$ by buying the target cards.

So I would only really save 60$, assuming I booked myself and didn't have any other special offer. And by using my Disney Card I would also earn ~64 points (I have the premier card, the "normal" card would only get ~32 points). So I would come out ahead a whopping 4$ ?

Like I said not frowning on the target card discount, just putting the other alternative out there.
You only get $50 OBC when you pay your entire cruise with the Chase Disney card.
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Old 02-15-2013, 09:28 PM   #20
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Originally Posted by jilljill View Post
You only get $50 OBC when you pay your entire cruise with the Chase Disney card.
They told me 100$, but either way

If it is only 50$ it is obviously way better to do the target idea. I just looked at their site and saw it was 50$, but still :P
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Old 02-15-2013, 09:31 PM   #21
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They told me 100$, but either way

If it is only 50$ it is obviously way better to do the target idea. I just looked at their site and saw it was 50$, but still :P
From the rewards website:

Receive a $50 onboard credit when you pay for your Disney Cruise Line® vacation in full with your Disney's Visa Card and mention this offer. Call 1-800-257-2024 or your travel agent to book a Disney Cruise Line® vacation and ask for booking code DCC.

http://disneyrewards.com/perks/card-perks
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Old 02-15-2013, 09:49 PM   #22
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Quote:
Originally Posted by Pikezh638 View Post
Not to knock the savings that this gives, I think it is great, but I think you come out ahead more if you use a Disney Chase Card. I could be wrong on this, buuuuuuuuuuuuuuuut, the lady I talked to when I booked my cruise said I would get 100$ on board credit for paying with my Disney Card. So saying it is a 3200$ cruise, I would save 160$ by buying the target cards.

So I would only really save 60$, assuming I booked myself and didn't have any other special offer. And by using my Disney Card I would also earn ~64 points (I have the premier card, the "normal" card would only get ~32 points). So I would come out ahead a whopping 4$ ?

Like I said not frowning on the target card discount, just putting the other alternative out there.
It is a big hassle so you have to decide if 5% is worth it and there might be other options that work better for you. At Christmas they had a $10 bonus coupon for every $50 spent, so saving 25% was worth the hassle to me. I bought $600 worth of cards for about $450 and used them only for things like excursions and tips. If I happen to be at Target I'll buy a few cards for my next trip (already paid in full because I got a FL rate). I happened to get a $10/off coupon from Target so I'll use it for a card and again feel like I've made money (although I could use that $10 on any of the other stuff I usually buy there too - same $10 to me).

A little here, a little there...

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Old 02-15-2013, 10:03 PM   #23
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I opened a Target debit account today and immediately bought $1000 in gift cards for $950. I will buy $500 more tomorrow for a total savings of $75. I only have $1500 left on the cruise bill. I booked this cruise while onboard last month. It's a Galveston sailing in May, so I got 20% off, a $100 OBC from DCL and another $100 from my TA so I did pretty good in savings on this cruise. I bought Disney gc's last December with the $10 off $50 purchase for my onboard expenses on the Jan cruise. I got $300 worth of gc's for $250. I'm starting to love Target. I must thank everyone that shares their knowledge and experience on the Dis.
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Old 02-20-2013, 04:56 AM   #24
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I have a 5% off coupon for Target that I got using their pharmacy, but it says that it's not valid on gift cards. Does that just mean Target gift cards? Or are y'all using a different type of coupon?
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Old 02-20-2013, 06:18 AM   #25
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Quote:
Originally Posted by caribbeandreaming
I have a 5% off coupon for Target that I got using their pharmacy, but it says that it's not valid on gift cards. Does that just mean Target gift cards? Or are y'all using a different type of coupon?
Disney cards ring up as entertainment cards, not gift cards so your discount will work.
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Old 02-20-2013, 06:40 AM   #26
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OP here - thanks for all of the responses and clarifications! I have a Disney Premier Visa, so did the math on paying the cruise off with my Visa (for the 2% rewards + $50 onboard credit) or doing the Target Red Card offer and Target still comes out ahead, so I will eventually go the Target route. My balance isn't due until next Feb. (we booked a 2014 Med cruise), so I have time to accumulate the cards, plus I hope to take advantage of the extra 5% off pharmacy savings as well. I figure, with the Target discount, plus accruing my Disney Visa Rewards with other purchases I should be able to save quite a bit on the cruise! I'm so excited! Thank you all so much!
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Old 02-20-2013, 06:41 AM   #27
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I just used about 24 cards (mostly $25 cards) for my onboard expenses on the Fantasy and it took over an hour to get them swiped. There were lots of satellite issues and the staff were getting hit with lots of people trying to get their cards entered. One person went to guest services 3 times before hitting a time when the satellite was available. Best to bring the cards down early instead of a long ordeal on last day(s). If the trend continues with lots of cards I'm guessing they will want a swipe machine for each to enter their own.
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Old 02-20-2013, 07:04 AM   #28
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Quote:
Originally Posted by dceks cruisers
I just used about 24 cards (mostly $25 cards) for my onboard expenses on the Fantasy and it took over an hour to get them swiped. There were lots of satellite issues and the staff were getting hit with lots of people trying to get their cards entered. One person went to guest services 3 times before hitting a time when the satellite was available. Best to bring the cards down early instead of a long ordeal on last day(s). If the trend continues with lots of cards I'm guessing they will want a swipe machine for each to enter their own.
Thanks for the info. I am going to start getting Target cards today. It will make paying those onboard expenses a little less painful.
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Old 02-20-2013, 08:34 AM   #29
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Disney cards ring up as entertainment cards, not gift cards so your discount will work.
Awesome! Thanks for the info!
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Old 02-21-2013, 05:11 PM   #30
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Aside from using Target gift cards to pay for your cruise, is it a good idea to bring some gift cards to pay for tips and misc. stuff? What kinds of things should we expect to pay for on board? I'm assuming drinks/souvenirs - anything I'm not thinking of?
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