Disney Information Station Logo

Go Back   The DIS Discussion Forums - DISboards.com > Disney Trip Planning Forums > Budget Board
Find Hotel Specials & DIScounts
 
facebooktwitterpinterestgoogle plusyoutubeDIS Updates
Register Chat FAQ Tickers Search Today's Posts Mark Forums Read


Reply
 
Thread Tools Rate Thread Display Modes
Old 02-05-2013, 02:50 PM   #1
17shelbey
Earning My Ears
 
Join Date: Feb 2013
Location: Victoria, TX
Posts: 2

Need money saving tips

Need some good information to save money on a Disney World trip for 3 adults and 2 children. Any advice is great.
17shelbey is offline   Reply With Quote
Old 02-05-2013, 03:28 PM   #2
RedsDrew
Mouseketeer
 
RedsDrew's Avatar
 
Join Date: Apr 2012
Location: Columbus, Ohio
Posts: 93

It's harder to do nowadays with online banking and online bank statements, but when you balance your checkbook, write in every purchase for more than the actual amount. Either round up to the nearest dollar, round up to the nearest $5.00 increment (turn $21.99 into $25.00 for example), or add $1.00 or $5.00 to the actual amount of your purchase. Then, at the and of the month, re-reconcile your bank account (this time accurately) and the difference between what you actually spent and what you said you spent is used to make a payment to Disney or is placed into a savings account.

Another thing you can do is everytime someone in your family mentions Disney, references a Disney trip, speaks of a Disney character or movie, put money in a jar (kind of like a potty mouth jar - except it's a Disney mouth jar)...

Hope these help!
__________________
June 2014 - BWI; May/June 2013 - POR; May/June 2012 - POFQ; Sept 2011 - POFQ for MNSSHP; Nov 2010 - AKL for MMVCP; July 2010 - Pop Century for 4th of July; May/June 2010 - Contemporary; Apr 2010 - CBR; Nov 2009 - POR for MMVCP[/B]
RedsDrew is offline   Reply With Quote
|
The DIS
Register to remove

Join Date: 1997
Location: Orlando, FL
Posts: 1,000,000
Old 02-05-2013, 03:43 PM   #3
princessesintraining
Mouseketeer
 
princessesintraining's Avatar
 
Join Date: Aug 2012
Location: Western PA
Posts: 101

We started a Disney jar for our girls after our last trip. Whenever we have loose change we put it in there. We also put money in there from items we no longer use, but were able to sell through local facebook garage sale pages, craigslist, or ebay. If I have a rebate for an item I bought, I put that money in the jar as well. I'm amazed how much they have saved since last march, as I had to setup a seperate savings account for that money, so we wouldn't use it for things unless seriously needed.
princessesintraining is offline   Reply With Quote
Old 02-05-2013, 03:52 PM   #4
sayhello
Have Camera, Will Travel
 
sayhello's Avatar
 
Join Date: Oct 2006
Posts: 10,582
DISboards Moderator

Hi, 17shelbey, welcome to the DISBoards!

You've posted this thread on the Adventures by Disney Forum, where we discuss ABD trips.

While folks here will be happy to answer your questions, I think you'll get a lot more answers on the Budget Board, whose description is

Quote:
Learn the 'in and outs' of smart earning, saving, and spending your money. Our motto: 'Any dollar saved or earned is another dollar for Disney!'
So I'm going to move your post there!

Sayhello

Last edited by sayhello; 02-05-2013 at 04:09 PM.
sayhello is offline   Reply With Quote
Old 02-05-2013, 06:02 PM   #5
midwestdee
Mouseketeer
 
Join Date: Aug 2005
Posts: 405

Brown bagging lunch is pretty painless. First figure out what you spend on a typical week - generally you can save at least half by taking your lunch. Check out what discounts (car rental, hotels) you may get through an employer or union. Look at your weekly grocery budget and find one or two places you can trim (I'm a cola addict so if I need to save $ in a hurry - I substitute pitchers of ice tea). Do you send your husband's shirts out to be pressed? Right there is $25 - 35 a month you can save by one of you (Ha!) ironing them at home. I always have a mini cooler of drinks in the mini van (and snacks for road trips). If you only buy food at a fast food place - you save quite a bit - figure out the savings and tuck it in jar. Look for coupons you might have ignored before - take that $3 off your pizza and tuck that in the Disney jar too. Get the kids on board by printing out your own Disney dollars - make the saving and potential spending real for them. Make sure your Disney money (like from taking your change in to the bank) get put in "the jar" quickly. Make a no spend on frills policy - you really don't need that 15th sweater or 8th pair of heels (painful but true).
midwestdee is offline   Reply With Quote
Old 02-05-2013, 06:30 PM   #6
crisi
DIS Veteran
 
crisi's Avatar
 
Join Date: Feb 2002
Posts: 22,795

Are you looking for how to save money towards your trip (change jar, couponing), or how to save money ON your trip (stay offsite, eat offsite).
crisi is offline   Reply With Quote
Old 02-05-2013, 07:33 PM   #7
pigletto
DIS Veteran
 
pigletto's Avatar
 
Join Date: Oct 2007
Location: Canada
Posts: 9,563

Quote:
Another thing you can do is everytime someone in your family mentions Disney, references a Disney trip, speaks of a Disney character or movie, put money in a jar (kind of like a potty mouth jar - except it's a Disney mouth jar)...
Wonderful idea. However, we'd have to sell our house with the amount I talk about Disney
__________________
pigletto is offline   Reply With Quote
Old 02-05-2013, 07:44 PM   #8
Shannon30
Earning My Ears
 
Join Date: Feb 2013
Posts: 9

We save all of ou spare change. I also belong to quickewards where you can earn gift cards for Disney
Shannon30 is offline   Reply With Quote
Old 02-05-2013, 09:15 PM   #9
vbmom40
Mouseketeer
 
Join Date: Apr 2008
Posts: 99

If i use a coupon at the store I keep track and put that much money into my vacation fund jar.
vbmom40 is offline   Reply With Quote
Old 02-05-2013, 09:17 PM   #10
clintswifeymomof4
I <3 Muscles
 
clintswifeymomof4's Avatar
 
Join Date: Mar 2011
Location: Alabama
Posts: 220

What I recently did was set up an automatic withdrawal to go into my ING account (Capital One 360 it's called now) on every payday. We only get paid once a month (both of us work in the school system) but times 12 months is $900! I usually blow that much on stupid stuff like coffee or an extra product or snack food at the store (it adds up!). At least now it's going towards a purpose. Think "Christmas Club" for Disney!
__________________
Nikki ~ Wife to 1, Mom to 5 (DD10, DSD10, DD7, DS4, DD2)! FW Cabins: Feb 17-24, 2012 (Free Dining!), BWV Studio Feb 9-12, 2013 (Mom & Dad only!) AKL Value 2 Bedroom: Apr 21-26, 2013 (Kids allowed this time!)With a SURPRISE trip to Legoland, Fl
clintswifeymomof4 is offline   Reply With Quote
Old 02-05-2013, 10:10 PM   #11
skw444
DIS Veteran
 
skw444's Avatar
 
Join Date: Jun 2007
Location: Georgia
Posts: 1,211

Quote:
Originally Posted by clintswifeymomof4
What I recently did was set up an automatic withdrawal to go into my ING account (Capital One 360 it's called now) on every payday. We only get paid once a month (both of us work in the school system) but times 12 months is $900! I usually blow that much on stupid stuff like coffee or an extra product or snack food at the store (it adds up!). At least now it's going towards a purpose. Think "Christmas Club" for Disney!
I do this too. Every payday, $100 is automatically transferred out. I have also been doing the 52 week savings plan. The first week you put in $1, the second week $2 all the way to week 52 when you put in $52. By the end of the year, you've saved $1378.
__________________
Me DH DD 11 DD 9

9/07 POFQ w/free Dining
9/08 POFQ w/free Dining
9/11 POFQ w/free Dining
9/13 Windsor Hills
4/14 Bonnet Creek
skw444 is offline   Reply With Quote
Old 02-05-2013, 10:14 PM   #12
clintswifeymomof4
I <3 Muscles
 
clintswifeymomof4's Avatar
 
Join Date: Mar 2011
Location: Alabama
Posts: 220

Quote:
Originally Posted by skw444

I do this too. Every payday, $100 is automatically transferred out. I have also been doing the 52 week savings plan. The first week you put in $1, the second week $2 all the way to week 52 when you put in $52. By the end of the year, you've saved $1378.
Genius!!! What week is it... I wanna do this too! I'm going to play catch up!
__________________
Nikki ~ Wife to 1, Mom to 5 (DD10, DSD10, DD7, DS4, DD2)! FW Cabins: Feb 17-24, 2012 (Free Dining!), BWV Studio Feb 9-12, 2013 (Mom & Dad only!) AKL Value 2 Bedroom: Apr 21-26, 2013 (Kids allowed this time!)With a SURPRISE trip to Legoland, Fl
clintswifeymomof4 is offline   Reply With Quote
Old 02-05-2013, 11:04 PM   #13
Marionnette
Wishing On A Star
I stop in the middle and make others step over me while pretending not to understand English
 
Marionnette's Avatar
 
Join Date: Sep 2009
Location: Pleasure Island
Posts: 7,367

Quote:
Originally Posted by skw444 View Post
I do this too. Every payday, $100 is automatically transferred out. I have also been doing the 52 week savings plan. The first week you put in $1, the second week $2 all the way to week 52 when you put in $52. By the end of the year, you've saved $1378.
I saw this posted last month and I still think this idea is crazy.

How many people are going to be able to put $49 away on week, followed by $50 the next week, followed by $51 the next week and the cap it off with another $52? That's $252 in that last month of saving! And the month prior to that requires you to put aside $186. Almost 1/3 of your savings is done during the last 8 weeks of the year. If you can manage to save at that rate in the last couple of months, you could do it now and have a lot more money set aside.
__________________
Opinions, suggestions and comments are based on my own experience and should not be regarded as the absolute and only possible outcome of any situation.
Your mileage may (and probably will) vary.

Marionnette is offline   Reply With Quote
Old 02-05-2013, 11:30 PM   #14
MickeyManiac
Mouseketeer
 
MickeyManiac's Avatar
 
Join Date: Mar 2005
Posts: 489

Quote:
Originally Posted by Marionnette
I saw this posted last month and I still think this idea is crazy.

How many people are going to be able to put $49 away on week, followed by $50 the next week, followed by $51 the next week and the cap it off with another $52? That's $252 in that last month of saving! And the month prior to that requires you to put aside $186. Almost 1/3 of your savings is done during the last 8 weeks of the year. If you can manage to save at that rate in the last couple of months, you could do it now and have a lot more money set aside.
I'm doing this savings 'game' but I'm going backwards. I started with $52 because I have it now. In December when I'm Christmas broke I'll only have to save $10. This is just a fun challenge to save a little extra over and above my usual savings.
MickeyManiac is offline   Reply With Quote
Old 02-05-2013, 11:46 PM   #15
goodmorningbelle
Earning My Ears
 
Join Date: Jan 2010
Posts: 68

Quote:
Originally Posted by Marionnette
I saw this posted last month and I still think this idea is crazy.

How many people are going to be able to put $49 away on week, followed by $50 the next week, followed by $51 the next week and the cap it off with another $52? That's $252 in that last month of saving! And the month prior to that requires you to put aside $186. Almost 1/3 of your savings is done during the last 8 weeks of the year. If you can manage to save at that rate in the last couple of months, you could do it now and have a lot more money set aside.
I started to do this, but I wrote the numbers 1-52 on little pieces of paper. Every Friday, I mix up the little papers, draw one, and put that amount into savings. This way I don't have a huge lump sum to put in T the end of the year--the savings are more evenly distributed.
goodmorningbelle is offline   Reply With Quote
Reply



Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

facebooktwitterpinterestgoogle plusyoutubeDIS Updates
GET OUR DIS UPDATES DELIVERED BY EMAIL



All times are GMT -5. The time now is 08:15 PM.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

Copyright © 1997-2014, Werner Technologies, LLC. All Rights Reserved.