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Old 02-04-2013, 04:41 PM   #1
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Book Insurance...then Change Date??

So, if I book insurance for my newly booked October 26 cruise and then need to change the date, does that make my insurance null/void? How does that work?

DCL: Wonder: October 2015 * Magic: January 2014 * Fantasy: October 2013 * Dream: January 2013 * Fantasy: August 2012
WDW:All Star Sports Oct 2014 * Caribbean Beach Resort Oct 2014, Feb 2015 * Beach Club Apr 2014 * Coronado Springs Oct 2013 * Boardwalk Sept 2013 * Animal Kingdom Lodge July 2013 * PO French Quarter (Jan 2013, Apr 2014) * Pop Century (Aug 2012, Dec 2009) * Wilderness Lodge (Sept, 2013, Oct 2011, Sept 2010), ASMo Dec 2003, off property: 1990, 1988, 1985
Disney's Vero Beach Resort: July 2013
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Old 02-04-2013, 04:47 PM   #2
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Originally Posted by shburks View Post
So, if I book insurance for my newly booked October 26 cruise and then need to change the date, does that make my insurance null/void? How does that work?
Depends on the insurance company. If you buy through DCL, they don't purchase your insurance until you're paid in full, anyways, so they'd just 'transfer' it to your new cruise.

If you buy from an outside insurance company, check with them before you buy (so you know what your options are). Most will allow you to change the insurance to cover a new vacation if you cancel or change the original trip. Some will allow multiple changes, some will allow only one change. If you think that's a possibility, check first. If you bought quickly in order to qualify for a pre-existing condition waiver, make sure you switch the insurance within that same timeframe after you make the change (ie, if you bought within 14 days of your first deposit to get the PECW, then inform your insurance company about the cruise date change within 14 days of making the change in order to keep your PECW.)

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