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Old 06-25-2013, 08:47 AM   #1126
dansamy
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Omg! I should NOT have activated my code from class for the online stuff. Because now I'm in love with the Gazelle budget. Which is gonna cost me money in 2 months...
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Old 06-25-2013, 10:55 AM   #1127
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Omg! I should NOT have activated my code from class for the online stuff. Because now I'm in love with the Gazelle budget. Which is gonna cost me money in 2 months...
You might check out YNAB.com. It's cheaper, only makes you pay once instead of annual renewals, and works off the same budget to zero principles. It has quite a few features I like better (like a great iOS/android app)
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Old 06-25-2013, 12:40 PM   #1128
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Omg! I should NOT have activated my code from class for the online stuff. Because now I'm in love with the Gazelle budget. Which is gonna cost me money in 2 months...
Mint.com
it's free and very well rated
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Old 06-25-2013, 01:45 PM   #1129
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It's free and very well rated
Remember...FREE...isn't adding any new debt, rather it's online budget aids or books, you can find options online at no cost and books can be found at your local library.
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Old 06-25-2013, 05:11 PM   #1130
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Mint.com
it's free and very well rated
I used Mint. It's a great budgeting tool and you can link your accounts to it to track your spending. You can also set goals like saving a particular amount, paying off debt, etc. I sign in at least once a day!
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Old 06-25-2013, 07:04 PM   #1131
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I used Mint in the past too. Very easy to set-up and use.

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Old 06-25-2013, 07:26 PM   #1132
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Originally Posted by jenny105

I used Mint. It's a great budgeting tool and you can link your accounts to it to track your spending. You can also set goals like saving a particular amount, paying off debt, etc. I sign in at least once a day!
Thanks for the tip!! I didn't find Dave Ramsey's software to be very useful, maybe I'm technology-illiterate but it just didn't seem very user-friendly and twice I had to delete everything and start over. I'm still debating on if I want to keep the paid membership there... I do like being able to post on their forums.

I was determined to pay off my smallest student loan by the end of July - it's the 25th now and I have about $850 left on it argh! I'm trying my hardest to squeeze money out of everywhere I can, but I don't know if it can be done. I feel like my debt pay-off chart on my wall is mocking me
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Old 06-25-2013, 07:38 PM   #1133
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I've used mint before, but I just didn't like it.
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Old 06-25-2013, 08:29 PM   #1134
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Thanks for the tip!! I didn't find Dave Ramsey's software to be very useful, maybe I'm technology-illiterate but it just didn't seem very user-friendly and twice I had to delete everything and start over. I'm still debating on if I want to keep the paid membership there... I do like being able to post on their forums.

I was determined to pay off my smallest student loan by the end of July - it's the 25th now and I have about $850 left on it argh! I'm trying my hardest to squeeze money out of everywhere I can, but I don't know if it can be done. I feel like my debt pay-off chart on my wall is mocking me
You sound like me trying to squeeze the budget! Even though your goal is July to have it paid off, if you can't I'm sure you will in August! You have done a fantastic job and should be proud of yourself!
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Old 06-25-2013, 08:31 PM   #1135
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You sound like me trying to squeeze the budget! Even though your goal is July to have it paid off, if you can't I'm sure you will in August! You have done a fantastic job and should be proud of yourself!
Thanks so much!!
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Old 06-25-2013, 08:35 PM   #1136
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I found a new (to me) blog called "the prudent homemaker". She feeds her brood for a pittance, but she does garden & bake. So I'm sure that helps. Maybe I can get some ideas.

Is there a June or July "no buy" thread? I think I'll go through my pantry & see if I can do a shoestring budget for July since I have some meat in the freezer & pasta in the pantry. I might be able to come up with about 3 weeks of pantry/freezer menus.

Last edited by dansamy; 06-25-2013 at 08:40 PM.
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Old 06-25-2013, 09:12 PM   #1137
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There's a June "no buy" thread and a July one will probably come along by the end of the month. I'm in the same boat, my pantry is so full of boxes of pasta, cans of soup and beans etc, and I really want to use it all up in July. I'm pretty sure I easily have a month's worth of food in there, I just need to stop going to the store and replacing the same things I eat all the time!
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Old 06-26-2013, 01:02 PM   #1138
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Feeling very discouraged. We were doing so good on paying stuff off and then I lost my job. Thank god I was only out of work a week before I found another one but just that weeks loss if income is really putting a strain on us. I know we will get back on track but I am just feeling very defeated right now.
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Old 06-26-2013, 03:49 PM   #1139
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Feeling very discouraged. We were doing so good on paying stuff off and then I lost my job. Thank god I was only out of work a week before I found another one but just that weeks loss if income is really putting a strain on us. I know we will get back on track but I am just feeling very defeated right now.
Hugs. One day at a time. Just really skimp for the next few weeks.
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Old 06-26-2013, 04:17 PM   #1140
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Feeling very discouraged. We were doing so good on paying stuff off and then I lost my job. Thank god I was only out of work a week before I found another one but just that weeks loss if income is really putting a strain on us. I know we will get back on track but I am just feeling very defeated right now.
{{arwood82}} I know it's hard.

DH has finally been cleared to return to work. His Ltd disability payment has been 60% of his income then we have to pay out 35% to pay his insurance premiums. It will be nice to have his regular income again & be able to pay some bills off.
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