12-10-2012, 01:16 PM
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#1 |
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DIS Veteran
Join Date: Nov 2008
Location: Kalamazoo, MI
Posts: 1,627
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Pet insurance!
I just had to share that I now LOVE pet insurance. Our puppy had to have knee surgery, to the tune of $1400. The pet insurance is covering over $1000! I am so happy with them and it was so easy. I went with Healthy Paws, and so far I am so pleased. I just had to share! So anyway, if you are thinking or not thinking of it for your puppy (provided you don't have any issues with said animal now), I highly recommend it. I think I am paying about $35/month for $100 deductible and 90% copay.
I know a lot of people say to just put the $35 in a savings account for the 'just in case', but for me, it is nice not worrying about it. (Kinda like car/home/life insurance - you don't want to use it, but if you need it it is there).
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 Me (Stephanie)  DH (Sam)  DD6 (Elizabeth) DD2 (Natalie)WDW LOTS of trips before! CP CM - Summer 1999 FT CM - May 2000-Dec 2001 (AKL, BC, Poly) ASMo 11/03 ASMo 11/06 AS Sp/Mo 8/08 ASMo 1/9 ASMu 8/09 ASMu 8/11 ASMu 1/13 DL/DCA CM - Dec 2000-Feb 2001 (Grand Opening of DCA) Off-site 12/05 DCL Magic Eastern Caribbean 1/29/11 |
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12-10-2012, 07:47 PM
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#2 |
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DIS Veteran
Join Date: Jun 2008
Location: NYC
Posts: 1,138
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thats awsome!! thanks for sharing hope your pup feels better soon, both my fur babies have insurance too
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me
 DH DD(7) DD(3)  and fur babies Lily  and Bambie   Cookie (RIP 5/10/10) you gave us 15 years of pure Love and Loyalty we miss you so... "If there are no dogs in Heaven, then when I die I want to go where they went" - Will Rogers  Visits: 2007, 2008, 2010 and planning 2013  |
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12-10-2012, 08:06 PM
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#3 |
 We're Americans, we're survivors 
Join Date: Jun 2003
Location: Southern New Jersey
Posts: 16,559
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thanks for the information. I've been going back and forth on whether to get insurance for my mutt "hobbes"
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Missing the man that made all my days Magical!! My boo, Michael!! Love You Babe
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12-10-2012, 08:45 PM
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#4 |
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Mouseketeer
Join Date: Mar 2007
Location: NH
Posts: 83
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I have the same plan through Healthy Paws and I love it!!!! I used to have a plan through VPI which was not as good because they based what they paid you on what they considered typical fees whereas Healthy Paws pays me 90% of the actual vet fee no matter what they charge.
I put my puppy on Healthy Paws when I first got him so there were zero pre-existing conditions. He has since had to have 2 surgeries due to a respiratory problem and he also had a hospital stay due to an infected wound. The insurance plan has laid out close to $5000 yes thousand this year and I have paid $35 a month for the plan. I don't skimp on anything for him since it's covered. They cover his daily medication that keeps the respiratory issue in check and they cover every refill of the meds at 90%. I love that when the vet faxes the claim form in for me, I usually have the email with the insurance claim approved that day and the check in the mail a few days later!
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12-11-2012, 08:40 AM
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#5 |
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My neighbor is Mickey Mouse!
Join Date: Jun 2005
Location: Kissimmee, FL
Posts: 597
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I "third" the love for Healthy Paws! I love how they cover EVERYTHING, and it has always been easy and FAST to get reimbursed by them. And I love how the deductible is per YEAR, not per incident.
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Livin' next door to the magic since '08!
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12-11-2012, 10:46 AM
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#6 |
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DIS Veteran
Join Date: Apr 2009
Location: indiana
Posts: 1,657
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Thanks for sharing. I have been looking at pet insurance for my BostonTerrier But have been overwhelmed since there seem to be so many providers. Thanks for the reviews
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09 ASMu 1st Visit! Grandma came too! Free dining 2010 POR 2nd Visit! Grandma is along for the ride! Free dining! 03/05-09/2012 POLY here we come!! We love Disney and Grandma does too! No dining plan and we loved it! DoubleTree DTD: 3/10-3/15/13 The whole gang! Best Trip yet!
Me: Heather DH : DS #1 (11/04)  DS #2 (2/09)  DD (08/11)  |
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12-11-2012, 10:48 AM
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#7 |
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DIS Veteran
Join Date: Oct 2012
Posts: 4,654
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Thats awesome! Never really thought of pet insurance....but makes sense
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12-11-2012, 03:52 PM
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#8 | |
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DIS Veteran
Join Date: Nov 2008
Location: Kalamazoo, MI
Posts: 1,627
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Quote:
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Me (Stephanie) DH (Sam) DD6 (Elizabeth) DD2 (Natalie)WDW LOTS of trips before! CP CM - Summer 1999 FT CM - May 2000-Dec 2001 (AKL, BC, Poly) ASMo 11/03 ASMo 11/06 AS Sp/Mo 8/08 ASMo 1/9 ASMu 8/09 ASMu 8/11 ASMu 1/13 DL/DCA CM - Dec 2000-Feb 2001 (Grand Opening of DCA) Off-site 12/05 DCL Magic Eastern Caribbean 1/29/11 |
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12-11-2012, 08:41 PM
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#9 | |
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DIS Veteran
Join Date: Apr 2009
Location: indiana
Posts: 1,657
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Quote:
Sent from my iPhone using DISBoards
__________________
09 ASMu 1st Visit! Grandma came too! Free dining 2010 POR 2nd Visit! Grandma is along for the ride! Free dining! 03/05-09/2012 POLY here we come!! We love Disney and Grandma does too! No dining plan and we loved it! DoubleTree DTD: 3/10-3/15/13 The whole gang! Best Trip yet!
Me: Heather DH: DS #1 (11/04) DS #2 (2/09) DD (08/11) |
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12-12-2012, 08:44 AM
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#10 |
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Check out my year round tan!
Join Date: Dec 2003
Location: Colorado
Posts: 12,621
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Thank you. I have also debated about putting my pup on pet insurance but it might be too late. Every year she gets ear infections and I have taken her in twice for spots on her tummy. They want us to bring her in to the dermatologist because she is probably allergic to something. We did the strict prescription diet and it didn't help, so I am guessing that would be now considered a pre-existing condition.
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Heidi
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