checking in w/out a credit card - The DIS Discussion Forums

theallens · 11-19-2012, 02:03 PM

We do not use credit cards, our vacation is already paid for and we will be checking in, in about 10 days I noticed that you have to have a credit card when checking, will a debit card work instead or should I get one of those credit cards from walmart that you add money on to it?

TDC Nala · 11-19-2012, 02:04 PM

You don't have to have a credit card at all as long as your balance is paid. If you have a balance I am sure it can be paid with a debit card.

You do need a photo ID.

kamik86 · 11-19-2012, 02:07 PM

You only need the credit card if you have a balance (as the previous poster said) or if you want to be able to charge purchases to your room, which I'm not sure if you can do with a debit card.

However worst case you would just need to carry your room key and your debit card around with you and use the actual debit card.

theallens · 11-19-2012, 02:08 PM

Thank you so much for the quick response.. Makes me feel better

discookiemonsta · 11-19-2012, 02:17 PM

We have been to Disney numerous times and have never used a credit card to check in. Just let them know at the front desk when you check in! The only thing will be that you won't be able to use your room card to charge anything.

Colleen27 · 11-19-2012, 02:48 PM

As others have said you don't need a credit card to check in. And I can speak from experience that debit or prepaid cards are just fine for establishing room charging. There is no hold or pre-authorization amount, so it is just as seamless as using credit. We've been to WDW 8 times in as many years and never had a problem with the fact that we don't use credit cards at all.

summerrluvv · 11-19-2012, 03:00 PM

Debit cards are fine. I've never had a problem using mine for room charging.

newlittleminnie · 11-19-2012, 04:42 PM

...but I was just wondering, on the WDW website it mentions some reservations must be held with a 'credit card'

Does this HAVE to be a credit card?

Neither me nor my DBF have a credit card

would a debit card work?

NJRRK · 11-19-2012, 04:50 PM

Quote:

Originally Posted by newlittleminnie

...but I was just wondering, on the WDW website it mentions some reservations must be held with a 'credit card'

Does this HAVE to be a credit card?

Neither me nor my DBF have a credit card

would a debit card work?

Yes, as long as it has one of the major credit card issuer logos on it. It's just easier for Disney to say credit card.

jnoble82 · 11-19-2012, 04:54 PM

I use my debit card as a 'credit card' all the time! Have fun!

wdw4rfam · 11-19-2012, 06:56 PM

yes, can speak from much experience...we have NEVER used a cc. We pay our trip with gift cards. Like others have said, your room keys will just say "not valid for charging". Its a good thing too, because we had a message on our phone one time at ASMO that we needed to come down and give them a credit card for our refrigerator. We didn't request one, but the person before us had one and they forgot to remove it and housekeeping noticed it 3 days into our trip. I was told when I called that they would normally had just charged it to the room, but since we didn't have a CC, they had to call us. A similar thing happened to my sister with the internet (before they were both free of course) It would have been real fun after I got home to try and get that money back once I saw it on my card. Ever since then we just play on the safe side and dont link a card, then they cant "charge" me for anything that I am unaware of. We just load all of our trip money on disney GC and use them instead. Its nicer anyways, because it gives the balance every time we use it so we can budget.

Sammie · 11-19-2012, 07:26 PM

I would never use my debit card, if there is mistake which happened to us, you will have the funds immediately taken from your checking account.

We had $2000 dollar mistake and I would not have been happy if that money had come out of my checking account, while I waited two weeks for it to be sorted out.

CanadianGuy · 11-19-2012, 07:49 PM

If you don't wish to charge to the room == no credit card is required.

And you could technically still charge to the room by putting cash down at check in if you wish.

Princess on the Run · 11-19-2012, 09:44 PM

We don't use credit cards at all and have never had a problem using our debit card for this. The main reason is in case there are charges to the room that need to be settled but if you don't charge (or steal or break anything

) they won't use the card anyway.

sndral · 11-19-2012, 10:07 PM

When I did online check in 2 days ago it required a credit card whereas in the past I have always been able to opt out of supplying a credit card number. So that is new.

11-19-2012, 02:03 PM	#1
theallens Earning My Ears Join Date: Sep 2009 Location: Pensacola, Fl Posts: 10	checking in w/out a credit card We do not use credit cards, our vacation is already paid for and we will be checking in, in about 10 days I noticed that you have to have a credit card when checking, will a debit card work instead or should I get one of those credit cards from walmart that you add money on to it? __________________ [img]http://www.********************/timers/tickers/plhfaelrwvjwdn2i.png[/img]

11-19-2012, 02:04 PM	#2
TDC Nala 1937, what a year that was Diet Coke on Ice or Else I apparently don't do anything they want to stimulate Join Date: Jun 2001 Location: Not far enough outside the Beltway Posts: 54,561	You don't have to have a credit card at all as long as your balance is paid. If you have a balance I am sure it can be paid with a debit card. You do need a photo ID. __________________

11-19-2012, 02:07 PM	#3
kamik86 DIS Veteran Join Date: Apr 2010 Posts: 2,372	You only need the credit card if you have a balance (as the previous poster said) or if you want to be able to charge purchases to your room, which I'm not sure if you can do with a debit card. However worst case you would just need to carry your room key and your debit card around with you and use the actual debit card. __________________ Me and DH (25 and 27) Mickey Minnie Daisy

11-19-2012, 02:08 PM	#4
theallens Earning My Ears Join Date: Sep 2009 Location: Pensacola, Fl Posts: 10	Thank you so much for the quick response.. Makes me feel better __________________ [img]http://www.********************/timers/tickers/plhfaelrwvjwdn2i.png[/img]

11-19-2012, 02:17 PM	#5
discookiemonsta Mouseketeer Join Date: Sep 2007 Posts: 380	We have been to Disney numerous times and have never used a credit card to check in. Just let them know at the front desk when you check in! The only thing will be that you won't be able to use your room card to charge anything. __________________ Me(34) DH(33) DD(9) & DD(6)

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11-19-2012, 02:48 PM	#6
Colleen27 DIS Veteran Join Date: Mar 2007 Location: Michigan Posts: 13,960	As others have said you don't need a credit card to check in. And I can speak from experience that debit or prepaid cards are just fine for establishing room charging. There is no hold or pre-authorization amount, so it is just as seamless as using credit. We've been to WDW 8 times in as many years and never had a problem with the fact that we don't use credit cards at all. __________________ ~~Colleen & Crew~~ POR 10/05 ~ BC 08/07 ~ WL 01/08 ~ CBR 12/09 ~ POP 03/11 TR/ DR POP 1/12 TR ~ ASSp 5/12 ~ CSR 3/13 ~ POP 4/13 Tickerless no more... How a Year Off Became a Year of Disney Magic! PTR My Training Blog - From Fluffy to Fit: A Pooh Sized Runner's Quest to Run Disney

11-19-2012, 03:00 PM	#7
summerrluvv Work Hard. Have Fun. Haven't candled my ears in a while! Join Date: May 2001 Posts: 8,658	Debit cards are fine. I've never had a problem using mine for room charging.

11-19-2012, 04:42 PM	#8
newlittleminnie Mouseketeer Join Date: Feb 2012 Location: Cumbria, United Kingdom Posts: 491	Sorry to hijack.... ...but I was just wondering, on the WDW website it mentions some reservations must be held with a 'credit card' Does this HAVE to be a credit card? Neither me nor my DBF have a credit card would a debit card work? __________________ August 2012: Highlands Reserve ~ August 2013: High Grove ~ October 2013: DLRP Hotel Cheyenne ~ October 2014: WDW Art of Animation?

11-19-2012, 04:54 PM	#10
jnoble82 Mouseketeer Join Date: Oct 2012 Location: Syracuse, NY Posts: 181	I use my debit card as a 'credit card' all the time! Have fun! __________________ Jen All-Star Movies 10/29-11/4 2012, Pop 9/24-10/1 2013

11-19-2012, 06:56 PM	#11
wdw4rfam DIS Veteran Join Date: Feb 2011 Location: N.E. Ohio Posts: 1,137	yes, can speak from much experience...we have NEVER used a cc. We pay our trip with gift cards. Like others have said, your room keys will just say "not valid for charging". Its a good thing too, because we had a message on our phone one time at ASMO that we needed to come down and give them a credit card for our refrigerator. We didn't request one, but the person before us had one and they forgot to remove it and housekeeping noticed it 3 days into our trip. I was told when I called that they would normally had just charged it to the room, but since we didn't have a CC, they had to call us. A similar thing happened to my sister with the internet (before they were both free of course) It would have been real fun after I got home to try and get that money back once I saw it on my card. Ever since then we just play on the safe side and dont link a card, then they cant "charge" me for anything that I am unaware of. We just load all of our trip money on disney GC and use them instead. Its nicer anyways, because it gives the balance every time we use it so we can budget. __________________ 2013-POR 12 days2012- POR- 9 days2011- All Star Music-10 days 2010- POFQ- 10 days 2009- All Star Movies- 8 days 2008- All Star Movies- 8 days 2006- Pop Cent.- 7 days AllStar Movies 7 days 2004-Fl Resident....too many to list 2003-Grosvenor 2002- All star movies- 5 days

11-19-2012, 07:26 PM	#12
Sammie DIS Veteran Join Date: Aug 1999 Location: Fantasyland Posts: 19,367	I would never use my debit card, if there is mistake which happened to us, you will have the funds immediately taken from your checking account. We had $2000 dollar mistake and I would not have been happy if that money had come out of my checking account, while I waited two weeks for it to be sorted out.

11-19-2012, 07:49 PM	#13
CanadianGuy Me and My Posse doing our New Kids on the Block moves at PI Join Date: Apr 2006 Location: New Brunswick Posts: 15,491	If you don't wish to charge to the room == no credit card is required. And you could technically still charge to the room by putting cash down at check in if you wish. __________________ Everything You Need to Know About Discount Codes & PINS For Disney Resorts 06/1995 - All Star Music \| 11/1998 - Wilderness Lodge \| 10/1999 - Disneyland 06/2006 - Pop Century \| 03/2007 - Pop Century \| 06/2007 - Coronado Springs 12/2007 - All Star Sports \| 06/2008 - Pop Century \| 09/2008 - All Star Sports 06/2010 - Swan \| 06/2012 - Dolphin \| 01/2013 - All Star Sports

11-19-2012, 09:44 PM	#14
Princess on the Run Sprinkling Pixie Dust!!! Join Date: Aug 2012 Location: Chicago Suburbs Posts: 695	We don't use credit cards at all and have never had a problem using our debit card for this. The main reason is in case there are charges to the room that need to be settled but if you don't charge (or steal or break anything ) they won't use the card anyway. __________________ Aimée DH DS (7) DS(5) DS(3)

11-19-2012, 10:07 PM	#15
sndral DIS Veteran Join Date: Feb 2008 Posts: 1,253	When I did online check in 2 days ago it required a credit card whereas in the past I have always been able to opt out of supplying a credit card number. So that is new. __________________

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