Target Red Card for Canadians? - The DIS Discussion Forums

encinc · 10-21-2012, 09:48 AM

I've read on the Budget Board that Target sells Disney gift cards, and their Red Card holders save 5% on the cost of the cards. I'd love to buy gift cards to cover some of our incidental expenses, and if I can save some money in the process, that would be great!

I read on another forum that Canadians can get a Red Card without a US Social Security Number by presenting another credit card and their driver's licence. When I tried at a Target in MI over the summer, I was told that I would need to give my Social Insurance Number. I didn't feel comfortable giving out that number to a customer service rep in the store, so I didn't get the card.

We're planning another trip to the US before our trip to WDW in December, and I'm wondering if I should try again. Has anyone here successfully got a Target Red Card. If so, did you have to give your SIN, or how did you get around the request for a SSN?

disney ambassador · 10-21-2012, 10:58 AM

But you need to give your Social Insurance number.

rjan67 · 10-21-2012, 08:42 PM

I have a red card and have had one for years -however, I have a social security number as well. I did just get another U.S. credit card and gave my social insurance number with out difficulty. You do save the 5% at Target when you use the card.

pigletto · 10-21-2012, 08:58 PM

Hmmm..
Now that Target is coming to Canada it makes me wonder if we'll be able to get the red card here? It would be nice if we could. The Zellers in our local mall is being replaced with a Target in the new year.

Tiger926 · 10-21-2012, 09:05 PM

Quote:

Originally Posted by pigletto

Hmmm..
Now that Target is coming to Canada it makes me wonder if we'll be able to get the red card here? It would be nice if we could. The Zellers in our local mall is being replaced with a Target in the new year.

I too have a Target card, and when I last spoke to credit services, they told me that they are working on what type of card to offer us Canadians. There are many of us who will shop in both US and Canada, so they are trying to determine what the best course of action is for Canadian Target customers.

We love Target and are very excited for it to open! Tiger

rjan67 · 10-22-2012, 05:06 AM

I hope that we wouldn't need two! But, I'm not sure how they would get around the exchange issue. I imagine the U.S. Target will still be the closest in my area - I don't think we are getting one in my town.

encinc · 10-22-2012, 06:42 AM

Yeah, I guess I'll just have to get over my worries about giving out my Social Insurance Number. It's so easy to pick stuff up at Target when we cross the border. I know I'd benefit from having one.

Target will be opening here next March. I'm sure we won't see anywhere near the deals that are available at US Target stores, but it will be interesting to see!

stefanospops · 10-22-2012, 03:26 PM

How do you pay your Target US card from here? Do you just mail a cheque? I am torn between waiting to see what the Canadian product may be or going for the US product when we go down in about a week.

Gigi22 · 10-22-2012, 04:11 PM

Target may not be able to request SIN numbers in Canada, due to our privacy legislation. The "requirement" to divulge a SIN to apply for some/all? credit cards in the U.S. is one of the reasons I never do so. We have good privacy legislation that limits the use of a SIN in Canada, partly because a SIN can be very easily used to steal an identity.

Just sayin'--there's no credit card on earth that is worth making your identity vulnerable to potential thieves.

Ted in Halifax · 10-22-2012, 04:13 PM

Gigi22 is correct .. I think Privacy laws here will trump that easily.

Tiger926 · 10-22-2012, 04:14 PM

Quote:

Originally Posted by rjan67

I hope that we wouldn't need two! But, I'm not sure how they would get around the exchange issue. I imagine the U.S. Target will still be the closest in my area - I don't think we are getting one in my town.

Chances are we will probably need two cards, as there is the price discrepancy and different credit card rules bestween our two countries. I am confident that Target will work something out for us!

Quote:

Originally Posted by encinc

Yeah, I guess I'll just have to get over my worries about giving out my Social Insurance Number. It's so easy to pick stuff up at Target when we cross the border. I know I'd benefit from having one.

Target will be opening here next March. I'm sure we won't see anywhere near the deals that are available at US Target stores, but it will be interesting to see!

We can't wait for our store to open up either!!

Quote:

Originally Posted by stefanospops

How do you pay your Target US card from here? Do you just mail a cheque? I am torn between waiting to see what the Canadian product may be or going for the US product when we go down in about a week.

We actually have a US based (Georgia) bank account, so our Target card is paid automatically each month through the US account (set for auto debit).

You can also pay with cash each month @ Target at time of purchase or go in before the next month due date and pay it. Target has a great online system, so you can see your balance and make payments on there.

Tiger

rjan67 · 10-22-2012, 04:29 PM

I pay it there - but you could pay it by mail.

encinc · 10-22-2012, 07:46 PM

Yeah, I figured paying the bill wouldn't be a big problem. I could just pay it at the store after checking out. We do have a US$ account from TD so I could mail a cheque in a pinch, but I'd rather just pay it off right away.

pigletto · 10-25-2012, 08:21 AM

Just found this article. It's relevant to our discussion here and looks like Target will be issuing credit cards through TD.
http://www.theglobeandmail.com/globe...64/?cmpid=rss1

Tiger926 · 10-25-2012, 03:55 PM

Quote:

Originally Posted by pigletto

Just found this article. It's relevant to our discussion here and looks like Target will be issuing credit cards through TD.
http://www.theglobeandmail.com/globe...64/?cmpid=rss1

Thanks for sharing.

Only mentions US Target credit cards, so not sure if this will pertain to Canadian Target shoppers at some point, since TD is a Canadian bank.

Can't wait to see what Target has in store for us Canadians!

Tiger

10-21-2012, 09:48 AM	#1
encinc DIS Veteran Join Date: Nov 2007 Posts: 690	Target Red Card for Canadians? I've read on the Budget Board that Target sells Disney gift cards, and their Red Card holders save 5% on the cost of the cards. I'd love to buy gift cards to cover some of our incidental expenses, and if I can save some money in the process, that would be great! I read on another forum that Canadians can get a Red Card without a US Social Security Number by presenting another credit card and their driver's licence. When I tried at a Target in MI over the summer, I was told that I would need to give my Social Insurance Number. I didn't feel comfortable giving out that number to a customer service rep in the store, so I didn't get the card. We're planning another trip to the US before our trip to WDW in December, and I'm wondering if I should try again. Has anyone here successfully got a Target Red Card. If so, did you have to give your SIN, or how did you get around the request for a SSN?

10-21-2012, 10:58 AM	#2
disney ambassador faith, trust, pixie dust Join Date: Mar 2007 Location: NS, Canada Posts: 77	I got a red card But you need to give your Social Insurance number.

10-21-2012, 08:42 PM	#3
rjan67 Mouseketeer Join Date: Jun 2007 Posts: 416	I have a red card and have had one for years -however, I have a social security number as well. I did just get another U.S. credit card and gave my social insurance number with out difficulty. You do save the 5% at Target when you use the card. __________________ Cheers, Ruthann

10-21-2012, 08:58 PM	#4
pigletto DIS Veteran Join Date: Oct 2007 Location: Canada Posts: 7,279	Hmmm.. Now that Target is coming to Canada it makes me wonder if we'll be able to get the red card here? It would be nice if we could. The Zellers in our local mall is being replaced with a Target in the new year. __________________

10-22-2012, 05:06 AM	#6
rjan67 Mouseketeer Join Date: Jun 2007 Posts: 416	I hope that we wouldn't need two! But, I'm not sure how they would get around the exchange issue. I imagine the U.S. Target will still be the closest in my area - I don't think we are getting one in my town. __________________ Cheers, Ruthann

\|
The DIS Register to remove Join Date: 1997 Location: Orlando, FL Posts: 1,000,000

10-22-2012, 06:42 AM	#7
encinc DIS Veteran Join Date: Nov 2007 Posts: 690	Yeah, I guess I'll just have to get over my worries about giving out my Social Insurance Number. It's so easy to pick stuff up at Target when we cross the border. I know I'd benefit from having one. Target will be opening here next March. I'm sure we won't see anywhere near the deals that are available at US Target stores, but it will be interesting to see!

10-22-2012, 03:26 PM	#8
stefanospops DIS Veteran Join Date: Mar 2009 Location: Toronto, Ontario, Canada Posts: 543	How do you pay your Target US card from here? Do you just mail a cheque? I am torn between waiting to see what the Canadian product may be or going for the US product when we go down in about a week. __________________ Me DW DS (8) DS (6) DD (4)

10-22-2012, 04:11 PM	#9
Gigi22 DIS Veteran Join Date: Apr 2009 Posts: 2,916	Target may not be able to request SIN numbers in Canada, due to our privacy legislation. The "requirement" to divulge a SIN to apply for some/all? credit cards in the U.S. is one of the reasons I never do so. We have good privacy legislation that limits the use of a SIN in Canada, partly because a SIN can be very easily used to steal an identity. Just sayin'--there's no credit card on earth that is worth making your identity vulnerable to potential thieves. __________________ Outside of a dog, a book is man's best friend; inside of a dog, it's too dark to read. Groucho Marx Last edited by Gigi22; 10-23-2012 at 09:59 AM. Reason: More information

10-22-2012, 04:13 PM	#10
Ted in Halifax Over a 2,000 mile drive from Disney! Join Date: Jul 2008 Location: Halifax, Nova Scotia Posts: 1,812	Gigi22 is correct .. I think Privacy laws here will trump that easily. __________________ May 2007 Fort Wilderness Cabins, Feb 2009 Pop Century, Nov 2009 Port Orleans Riverside, March 2010 Pop Century AP, May 2010 All Star Music AP, Nov 2010 POP Century AP, Feb 2011 Port Orleans Riverside, March 2012 AKV, March 2012 Disney Dream, March 2012 BWV Feb 2013 POP, March 2013 AKL. Planning August 2013 and December 2013

10-22-2012, 04:29 PM	#12
rjan67 Mouseketeer Join Date: Jun 2007 Posts: 416	I pay it there - but you could pay it by mail. __________________ Cheers, Ruthann

10-22-2012, 07:46 PM	#13
encinc DIS Veteran Join Date: Nov 2007 Posts: 690	Yeah, I figured paying the bill wouldn't be a big problem. I could just pay it at the store after checking out. We do have a US$ account from TD so I could mail a cheque in a pinch, but I'd rather just pay it off right away.

10-25-2012, 08:21 AM	#14
pigletto DIS Veteran Join Date: Oct 2007 Location: Canada Posts: 7,279	Just found this article. It's relevant to our discussion here and looks like Target will be issuing credit cards through TD. http://www.theglobeandmail.com/globe...64/?cmpid=rss1 __________________

Thread Tools
Show Printable Version Email this Page
Display Modes	Rate This Thread
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode	Rate This Thread: