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Old 10-09-2012, 09:28 PM   #1
Andrea464
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Cash at Disney

Any tips/ideas for using cash at Disney? We've been saving cash and I figured I'd just leave it out instead of using the card. I'm tempted to spend more with the card but it's much harder for me to part with cash.
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Old 10-09-2012, 09:47 PM   #2
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Not sure what you are asking. You pay for things with cash the same way you would any where else.
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Old 10-09-2012, 09:52 PM   #3
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Originally Posted by disneychrista View Post
Not sure what you are asking. You pay for things with cash the same way you would any where else.
When I went on a vacation last year with all cash, I split up my cash in envelope between my days, including travel days. Of course I spent less on travel days, so the first real vacation day I had a little extra. Just say for example you have $1000 and are on a 10 day vacation. 10 envelopes of $100. Anything not spent on the first day goes into the next day's envelope. If you feel you must spend over then go ahead and charge your card, but take it from the next day's envelope when you get back to the room. Makes you less likely to overspend.
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Old 10-10-2012, 02:20 PM   #4
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We only use cash when we go on vacation. It is much easier to stay within budget and I write down everything I spend each day so I know exactly where it all goes.

In fact I write down every penny I spend each and every day of the year.
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Old 10-10-2012, 02:23 PM   #5
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I'm sure there must be more to this question than I'm seeing. I am so tempted to answer "just take the cash out of your wallet, hand it to the cashier and viola!".
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Old 10-10-2012, 02:32 PM   #6
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My only thought is to be extremely careful. One pickpocket and your vacation is ruined.
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Old 10-10-2012, 02:43 PM   #7
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Personally I would take the cash and get it turned into a Disney giftcard. I would not trust myself to keep hundreds safe in a very busy location.
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Old 10-10-2012, 02:48 PM   #8
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Personally I would take the cash and get it turned into a Disney giftcard. I would not trust myself to keep hundreds safe in a very busy location.
Nor would I....I never walk around with very much cash.

If you can't behave with a credit card, then I'd guess buying a couple of giftcards for at least 50% of the cash you were planning on bringing for the trip.
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Old 10-10-2012, 02:58 PM   #9
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If I remember correctly, we once put cash on our kttw card so we didn't use a cc. Otherwise, I'd do it all on disney gift cards.
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Old 10-10-2012, 03:00 PM   #10
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Andrea...I'm the same way. If I'm using cash, I usually think twice about making a purchase rather than a quick swipe of the card. I try to bring larger denominations, usually $50s with me. $100 risks not having change for, and its difficult to keep up with $20s.

You may want to consider using that cash for a prepaid Visa. I don't like getting a Disney gift card, just coz I feel compelled to use it while there. And leftover monies on a Visa prepaid can be used at home also. You will stay within budget but don't risk carrying around a lot of money also. But the hazard is, if you happen to lose your card, anyone can use it.
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Old 10-10-2012, 04:31 PM   #11
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I don't understand why anyone would put cash on a gift card instead of just carrying the cash. It's not as if a gift card offers any kind of protection from loss or theft.

The envelope method is a good alternative to carrying all of your cash around but it is also vulnerable to loss.

As much as it might help to stay within budget, carrying large amounts of cash is unwise. If I couldn't use a KTTW card because I was staying offsite and if I didn't have a credit card for my purchases, I would look into opening a fee-free check card account like ING's Electric Orange checking account or some other bank. You can use the check card to pay for everything or make ATM withdrawals. And you can set the account up so that you cannot overdraw it.
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Old 10-10-2012, 04:34 PM   #12
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I would take the amount I need each day and put the rest in the safe.
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Old 10-10-2012, 07:42 PM   #13
Andrea464
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Quote:
Originally Posted by bpesch View Post
I'm sure there must be more to this question than I'm seeing. I am so tempted to answer "just take the cash out of your wallet, hand it to the cashier and viola!".
Quote:
Originally Posted by disneychrista View Post
Not sure what you are asking. You pay for things with cash the same way you would any where else.
Ya'll are such smarties. LOL

Quote:
Originally Posted by ICF View Post
Nor would I....I never walk around with very much cash.

If you can't behave with a credit card, then I'd guess buying a couple of giftcards for at least 50% of the cash you were planning on bringing for the trip.
That's a good idea! I had planned on doing a GC at Epcot for F&W.

Quote:
Originally Posted by MagiKitty View Post
Andrea...I'm the same way. If I'm using cash, I usually think twice about making a purchase rather than a quick swipe of the card. I try to bring larger denominations, usually $50s with me. $100 risks not having change for, and its difficult to keep up with $20s.

You may want to consider using that cash for a prepaid Visa. I don't like getting a Disney gift card, just coz I feel compelled to use it while there. And leftover monies on a Visa prepaid can be used at home also. You will stay within budget but don't risk carrying around a lot of money also. But the hazard is, if you happen to lose your card, anyone can use it.
Yep, I'm less likely to spend cash if it's larger amounts as well. A $20 is much easier to break than a $100!!!

Quote:
Originally Posted by Marionnette View Post
I don't understand why anyone would put cash on a gift card instead of just carrying the cash. It's not as if a gift card offers any kind of protection from loss or theft.

The envelope method is a good alternative to carrying all of your cash around but it is also vulnerable to loss.

As much as it might help to stay within budget, carrying large amounts of cash is unwise. If I couldn't use a KTTW card because I was staying offsite and if I didn't have a credit card for my purchases, I would look into opening a fee-free check card account like ING's Electric Orange checking account or some other bank. You can use the check card to pay for everything or make ATM withdrawals. And you can set the account up so that you cannot overdraw it.
We've done envelopes at home to help with savings and even some week to week spending (groceries, gas, etc), but haven't done it on vacations yet.

Quote:
Originally Posted by BubMunkeyBles View Post
I would take the amount I need each day and put the rest in the safe.
Very smart place to put it! I always forget those are there!

Great ideas guys!
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Old 10-10-2012, 08:07 PM   #14
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Actually if you photograph the receipt and the back of the gift card you can get it replaced if lost. Buy Disney gift cards from target using target red card and save 5%.
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Old 11-10-2012, 03:24 AM   #15
heartpooh
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Does anybody know if you can put cash on the KTTW cards. I don't have a credit card but would like the convienance of using the card to pay for things on resort?!?! Thanks!!
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