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Old 10-06-2012, 04:48 AM   #1
UKDEB
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Anyone found any stonking deals on travel insurance?

Our annual multi-trip policy through Protect My Bubble is up for renewal. It cost £38 last year. This year they want £90 and that includes a 10% renewal discount. I should coco! The cheapest I can find is £37.44 through Big Blue (not on Quidco, so no cashback). Seems reasonable enough, but just thought I'd check in here in case anyone knows of any tricks or loopholes.

Most of them seem to offer £10M medical cover and, to be honest, that's the only thing I'm really that bothered about. In my experience they try to wriggle out of claims for almost everything else.
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Old 10-06-2012, 05:17 AM   #2
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I have my insurance free with Nationwide. It cost £20 to upgrade to annual worldwide cover.
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Old 10-06-2012, 07:50 AM   #3
wayneg
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Trouble with insurance is you have no idea how good they are until you try claim. I used to go for the cheapest I could find until the Ash cloud and they would not pay us anything.
Its now one thing I will pay more for and go with an established reputeable company. I am now with Post Office, last year with Marks & Spencer. It cost about £150 for their top cover (after Quidco) but I hope if I ever need medical care they will be OK, I just don't know about these £38 companies.

ETA, I had a customer in yesterday just returned from Kos with a broken wrist, couldn't get anything out of insurance. No idea who it was could be a cheap company or PO for all I know but as you say they try wriggle out of any claim.
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Old 10-06-2012, 09:01 AM   #4
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I just done quidco compare and protect your bubbke coming up cheap for us at 43£ for annual policy
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Old 10-06-2012, 10:20 AM   #5
UKDEB
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I know what you mean, Wayne. For donkey's years we were with Barclays. Their cover consistently won top place in consumer and industry surveys, and I used to get two discounts - a staff one and another because we also had our buildings and contents insurance with them. When we needed to make a claim for a kitchen worktop a few years back (the first ever on the household insurance in the 30 YEARS I'd been with them) they really put us through the mill. It took months and months and months to get it all sorted out and then they doubled our premium and quadrupled our excess. I understand that they suffer from bogus claims, but it was the first claim I'd made in 30 years! It still makes me furious and I don't trust any of them. It's just a necessary evil.

ETA: Needless to say, I no longer have any insurances with Barclays!
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October 1992 ~ Enclave Suites, I-Drive May 1996 ~ Omni Rosen, I-Drive October 1998 ~ Villa-Clear Creek August 2000 ~ Beach Club/Villa-Sunset Lakes July 2001 ~ Animal Kingdom Lodge/Hard Rock Hotel/Villa-Formosa Gdns Christmas 2001 ~ Villa-Formosa Gardens October 2002 ~ Hard Rock Hotel/Villa-Formosa Gdns May 2003 ~ Portofino Bay/Villa-Cumbrian Lakes January 2004 ~ Ritz-Carlton Grande Lakes/Villa-Formosa Gardens July 2004 ~ Grand Floridian/Portofino Bay/Villa-Formosa Gardens December 2004 ~ Villa-Rolling Hills/Disney Wonder Cruise/BoardWalk Grand Villa/Contemporary April 2005 ~ Washington DC, Shenandoah, Blue Ridge Parkway, Charleston, Savannah, Royal Pacific Resort/Villa-Acadia Estates January 2006 ~ Reunion Resort/Royal Pacific Resort April 2006 ~ Celebration Hotel/NCL Jewel Cruise/Hotel Victor, Miami/Beach Cottage-Disney's Vero Beach October 2006 ~ Reunion Resort/BoardWalk Villa/Rosen Shingle Creek August 2007 ~ Saratoga Springs//Reunion Grande January 2008 ~ Saratoga Springs/Beach Club Villas/Reunion Resort November 2008 ~ BoardWalk Villas/Royal Pacific Resort/Saratoga Springs March 2011 ~ Celebrity Cruise/Veness Towers, a stone's throw from the Magic Kingdom November 2012 ~ Bay Lake Tower/Ritz-Carlton, Sarasota/Ritz-Carlton Destination Club, Jupiter/Saratoga Springs September 2013 ~ Kidani Village/Saratoga Springs May 2014 ~ Beach Club Villas/Wyndham Grand Bonnet Creek/Bay Lake TowerJanuary 2015 ~ Four Seasons Golden Oak/Bay Lake Tower
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Old 10-06-2012, 12:39 PM   #6
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personally think you shouldn't just go for the cheapest for insurance.We have been with insureandgo for may years. Claimed a few times never had a problem have always gone for no excess and with all my pre existing conditions still cheap compared to others

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Old 10-06-2012, 12:55 PM   #7
wayneg
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It was I&Go that wouldn't pay out for us not used them since. You just can't know until you put your claim in with any company, cheap or expensive.
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  • 2001Travelodge Maingate East, 2002 NYC Crowne Plaza Times Sq./Orlando Sheraton World Resort 2003(Aug) La Quinta Lakeside
  • 2003(Oct) Disney Wonder +Raddison Parkway2004(Oct) Disney Magic + Homewood Suites, 2004(Xmas) Hilton DTD
  • 2005(Oct) Disney Magic + BW Lakeside, 2005 (Xmas) BW Lakeside, 2006(Aug) Courtyard By Marriott LBV + 1st RCCL cruise,
  • 2006(Oct) Disneyland, Cailfornia Howard Johnson, 2006(Xmas)Comfort Inn LBV,2007(Easter)Fairfield Inn, Marriott Village
  • 2007(Aug)Courtyard By Marriott LBV, 2007(Oct) Disneyland CA, HoJo/Vegas, Flamingo,2008(Easter) Windsor Hills, Disney Wonder, Fairfield Inn
  • 2008(Aug)Country Inn, 2nd RCCL, AKL, 2008(Oct)& 2008(Xmas)Fairfield Inn, 2009(May)Country Inn 2009(Aug)OKW, Disney Magic, Regal Sun
  • 2010(Easter) Hampton Inn LBV 2010(Aug) Royal Pacific & OKW 2011(Feb)H.I. Express LBV 2011(Aug)OKW, Disney Dream, HI DTD
  • 2011(Oct) Fairfield Inn 2012(Aug) Fairfield Inn, OKW 2012(Nov) Fairfield Inn 2013(Apr) Fairfield Inn LBV 2013(Aug) Swan & ESA LBV 2013(Oct) ESA LBV
  • 2014(Jul) Hilton Garden Inn LBV 2014(Sept) Disney Magic 14nt WBTA, Wyndham Bonnet Creek
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