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Old 09-29-2012, 11:03 AM   #16
ilovemk76
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Quote:
Originally Posted by Tuney View Post
I'm very, very excited.

We got off the phone with a realator today to find that in 18 months we would be qualified to purchase a house! We currently live in a trailer that we own but my 3 children are getting bigger and bigger and we are outgrowing this home very quickly.

I have decided to start reading through these threads to find some cost-cutting measures. I cannot believe that there is finally a light at the end of the tunnel! What happened is that we have had a lot of financial difficulty during our journey of life (about 80% not our doing) and we are climbing out of it. My wife thought we should just try to get some financial advice to see what we would need to do to get into a house. With this news, I am on FIRE!

Heh - we were even planning for my 40th birthday for the five of us to go on a disney cruise in 2015. With my great desire to be in a house that fits all of us comfortably, I'm willing to sacrifice that pricy trip

I'm looking for any tips from what y'll have done in the past to start saving up for a house. Any advice welcome. I'm very excited about this process. I don't care about the hard work and I honestly don't care about the sacrifice. It'll be so worth it for the family.

Thanks for listening; and thanks for the advice in advance.

~Tuney
Getting into a house - Does that include a down payment? Will you be paying for PMI?

Do you and your wife both work? If not, then I would get a second income that will be saved 100% as your down payment and for the costs of moving, window coverings and other incidentals.

Do you own your trailer and do you know what you will sell it for minus any realtor fees?
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